Sub Prime Credit Card Club

DanDan123

Morning guys,

I just called Tesco to find out out has happened with my application (eventhough i only applied a couple of days ago) they said that they have my application and that no decision has been made yet.

So the screen that i got, obviously doesnt mean that i have been accepted, so will expect that decline letter shortly!!

Dan

clio

Dan
so when did they say they would get back to you with answer??

DanDan123

clio wrote: »

Dan
so when did they say they would get back to you with answer??

7-10 days. The usual.
I had thought that because i got the screen about a £400 credit limit that i had been accepted. But it doesnt seem like that is the case.

Is all very strange, not sure why they even have that screen?! Well atleast some people have an instant decline, and i didnt get that! lol!

clio

Yeah there is still hope m8, let us know when you get yes/no

wayneunique

clio wrote: »

wayne was that the store card or credit card m8??

Store card.

evanjonesaber

Dudes and dudettes, I just have to type this as im so excited and happy.

I got accepted by flybe and card came through today! REALLY wasn't expecting it. I got rejected by monument and accepted by barclaycard initial, vanquis, halifax and aqua.
Didn't think I would be accepted by flybe!
I got a rate of 24.9% APR. I think this is lower than the others?
Also, what I don't understand is they gave me a limit of £2k! Unbelievable, my highest limit on the others was £260.

Seeking a little bit of advise, would it be best to transfer the balances of the other cards to this one, and just stick with this one, seeing as the apr is lower?

Just wondered really.

Your thoughts?

I'm so happy, i'm almost in tears...over a credit card! How stupid am I!

Love you all even though I havent been here long, u already rock lol

londonuk2008

Well done!!!!
How long was it from applying to recieving your card?

What i did with mine was , transfered my other cards to it at 0% , then put the flybe card away not to use.

evanjonesaber

I applied about a week ago!!! am still in total shock!
Cheers for advise, am thinkin of transferring balances of vanquis card, capital one, and halifax to it.
And then keeping my barclaycard initial just in case.

londonuk2008

well I transfered my Vanquis , Capital one and Barclaycard . Just waiting for my next statements to show clear and then they are gone....

evanjonesaber

heheh oh yeah!
on a side note, i was very impressed with flybe activation line, they didnt try sell me !!!!! call over in 1 minute!