Sub Prime Credit Card Club

wayneunique

fairmorn308 wrote: »

yes i managed to get a NEXT and littlewoods account

I got NEXT a few weeks ago, just looking to go to PC World and get a laptop via finance.

clio

wayneunique wrote: »

I wonder if I could go to PC World and get finance, has any sub-primer been able to get store credit?

Try argos m8, you can do their application online for their storecard and / or their credit card..

DanDan123

Tesco are now closed so i cant find out what happened with my application!!!! :mad:

clio

DanDan
try 1st thing tomorrow matey.....

athensgeorgia

kpnut79 wrote: »

I am presuming just Experian as the search didn't show on my Equifax file

Does the search from flybe show up as sygma bank? if it does its only showing on my equifax report and not my experian.

Also evening guys btw

So had the check but not heard anything yet from flybe.

Also i ordered a couch with Land of Leather in May on 0% for 12 months and nothing to pay for a year jsut checked my credit report and its showing another credit check yesterday even though they checked me in May, they have only just added the credit account to my file. Does this show up as checked aswell as added or have they done an extra check cause tbh i don't need anymore on my file. (Its all on equifax btw nothing showing on experian)

athensgeorgia

Oops just delved more and found the original check is by CREATION CONSUMER FINANCE LTD for my couch but the new checks by CREATION FINANCIAL SERVICES LTD a quick google is showing them as not being linked anyone know anything about them or if i should be worried

clio

athensgeorgia wrote: »

Oops just delved more and found the original check is by CREATION CONSUMER FINANCE LTD for my couch but the new checks by CREATION FINANCIAL SERVICES LTD a quick google is showing them as not being linked anyone know anything about them or if i should be worried

Thats the flybe credit card m8 they use creation finance, whee did the search turn up expirian or equifax..

sscott5581

athensgeorgia wrote: »

Oops just delved more and found the original check is by CREATION CONSUMER FINANCE LTD for my couch but the new checks by CREATION FINANCIAL SERVICES LTD a quick google is showing them as not being linked anyone know anything about them or if i should be worried

Fly Be searched my Equifax file showing search by Creation Finance Services and then additional address search a week later by Sygma Bank. So nothing to worry about.

athensgeorgia

clio wrote: »

Thats the flybe credit card m8 they use creation finance, whee did the search turn up expirian or equifax..

Its on Equifax.

What does Fixed term deferred mean? I've had a new account showing on my report today with this as the type of account does that means its my couch? Its says Open and Direct Retail Services Ltd btw.

londonuk2008

Evening folks - home at last , the tube is a nightmare!!!So I assume Creation Consumer and Financial are the same company?