Sub Prime Credit Card Club

londonuk2008

twiglet333 wrote: »

no i cant see a footprint on my file either lol

Strange - the only CRA I do'nt use is callcredit - I wonder if they use them?

Do you Have any other card from Sygma?

twiglet333

no other card from them no, but i did only check experian as thats who I am with.

cifpower

Sygma definitely uses Equifax

fairmorn308

cifpower wrote: »

Sygma definitely uses Equifax

i have a CCJ to drop off next month and my file is completely clean with about 6 green accounts

worth re-applying for a card with them, they already declined me prob due to CCJ

zeus1234_2

i also applied for barclaycard like 3weeks ago. still nothing yet well as of last weekend when i was home last because been working in southampton not gone home since so maybe its waiting for me. surely if it is a decline they tell you on the spot or send a letter

zeus1234_2

PROLIANT wrote: »

Good evening people, howz life? tried for the flybe card and was declined also tried for a sub prime barclaycard and was also declined, never mind eh, monument have increased the APR to 35%, but this is for new customers I think as my APR is still @ 26.9%

hey mr P, its all good mate....chin up we will get those cards.

darcyvuqua

what nasties do you have zues if any?

zeus1234_2

darcyvuqua wrote: »

what nasties do you have zues if any?

hey darcy,
At the moment 1 ccj settled and 1 default satisfied. i am a bit cautious on the apply button so since i got my cap1 four months ago. i have applied to mbna, halifax, A & L premier acc, all declined, as said in previous post barclay initial still pending might be a decline letter waiting at home as well. At the moment have appealed the halifax decision waiting for a reply, also requested the n244 forn to get the ccj taken off but still no idea why i keep getting refused subprime

darcyvuqua

mate im just going down the n244 path thats all that is left on my file thats holding me back really i was accepted for premier account got a cap one card waiting for it to come and have mbna card

not to sure whether barclays take ccjs but let us know mate

darcyvuqua

what did you get at the end of application ie decision page matey