Sub Prime Credit Card Club

londonuk2008

Anyone heard from Darcy since he hit the homemade cider.....

twiglet333

londonuk2008 do you mind me asking what credit limit you were given, I applied yesterday for the flybe and got an immediate congratulations, but no limit.

clio

London very good was that lol... but flybe do give out good limits i only got 2k with my tesco card, what apr is the flybe??

darcyvuqua

hey guys call an ambulance haha
nah decided to give the cider a bit longer lol

londonuk2008

I got a limit of £4k and tier one APR of 18.9% , with a balance transfer of 0% for six months. To be honest I am using it too transfer all my balances over. I have a JJB card with them , with a limit of only £250.00 and APR of 24%.

Idea is close my other cards - use JJb for day to day , pay off at the end of the month.And then in a few months apply for a Virgin or with my bank Natwest as I reckon they will see a card with a good limit and that I am managing well.

twiglet333

how long from you applying did it take to get the card then london?

londonuk2008

Well I applied on Sunday 14th and got my card last week. Having said that as I already had a JJb card , they new who I was and had my signature on file. The first time I applied for the JJb it took around ten days for the aperwork and then around two weeks for the card to arrive . Also they called me when I applied for JJb to prove who I am.

londonuk2008

These cards are'nt for people with bad credit files I hear - not that I have any problems - just a lot of searches. Strange as well I can't see any footprints on my Equifax or Experian file?

twiglet333

no i cant see a footprint on my file either lol

twiglet333

it just said it would send the card and pin out to me, didnt say it was sending paperwork for me to sign