Sub Prime Credit Card Club

emmy05

smithja wrote: »

I did a google search for poor credit and credit builder and along with the Cashplus credit builder it came up.


It says you need to go to a branch for an application form. Going to call and ask the branch to post one to me, the call centre and new applications dont speak much English and dont know about the product, their customer service is abysmal.

I would be keen to read the T&C's to see if they are offering to give a card against a security deposit, if all else fails.

good luck and let us know how you got on wont you?

zeus1234_2

hello all
Can you tell me where i can go to apply for bank of scotland or halifax standard card. Would like free experian for a year. saw it on money supermarket but no link for them

sscott5581

zeus1234 wrote: »

hello all
Can you tell me where i can go to apply for bank of scotland or halifax standard card. Would like free experian for a year. saw it on money supermarket but no link for them

Heres the link, good luck!

http://www.halifax.co.uk/creditcards/standardcard.asp

zeus1234_2

zeus1234 wrote: »

hello all
Can you tell me where i can go to apply for bank of scotland or halifax standard card. Would like free experian for a year. saw it on money supermarket but no link for them

hi sscott
Thanks for that i applied and got a message that will be hearing from them in 10 working days. Any ideas is it a positive or negative

starM

Hiya.

Just wanted to know what is the lowest and highest credit limit of Capital One Classic card taht people had when applied?

StarM

Kazzajr

I have just got the cap one classic and have the lowest credit limit of £100.
This is my 1st cc in 6 years and I was pleased to get one even though it is a crappy rate, it suits me for now as I am only using it to for small amounts and will be paying it off in full.

emmy05

starM wrote: »

Hiya.

Just wanted to know what is the lowest and highest credit limit of Capital One Classic card taht people had when applied?

StarM

i started with a £200 limit and have had it for about 3-4 months now with no increase.

dolally_2

zeus1234 wrote: »

hi sscott
Thanks for that i applied and got a message that will be hearing from them in 10 working days. Any ideas is it a positive or negative

Hi,
I got the same response from the bank of scotland card and that was a yes so don't give up hope - they are quite slow at getting the card to you though!!

emmy05

PROLIANT wrote: »

Look, here I have a picture for you;

regarding this - how do they work out what percentage your available credit is or how much ur using, or whichever it is, lol?

zeus1234_2

dolally wrote: »

Hi,
I got the same response from the bank of scotland card and that was a yes so don't give up hope - they are quite slow at getting the card to you though!!

Well that sounds good enough for me. i will just wait. If you dont mind me asking do you know your limit yet.