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Comments

  • emmy05
    emmy05 Posts: 2,085 Forumite
    moon1970 wrote: »
    Rang them back and they said that on my credit file it is showing one ccj and one default not satisfied from 2005. I know they are both satisfied but my credit file is saying something else. So I need to sort that out. She did say that once they are shown as satisfied I could reapply again and go for the card with the 100.00 deposit. Glad I phoned back now as I can fix my credit report at least. Thanks.

    at least its a step forward and tells you what to fix, you might get better once youve sorted those out too
  • moon1970
    moon1970 Posts: 46 Forumite
    Thanks that is way I am looking at it. I sort out my credit files and order free copies. Good Luck everyone else.
  • emmy05
    emmy05 Posts: 2,085 Forumite
    do u have any credit cards already moon or not?
  • PAULUK08
    PAULUK08 Posts: 59 Forumite
    I have to call as well..................
  • moon1970
    moon1970 Posts: 46 Forumite
    No I have no credit cards. I have been debt free for 2 years now and have a basic bank account which has been upgarded by Natwest to a current account before it was a step account so I need to sort that out this month. I had really really bad credit in the past but that is all behind me and I am trying to rebuild it. Not easy.
  • emmy05
    emmy05 Posts: 2,085 Forumite
    PAULUK08 wrote: »
    I have to call as well..................



    eeeek 50/50 now, GD LUCK
  • emmy05
    emmy05 Posts: 2,085 Forumite
    moon1970 wrote: »
    No I have no credit cards. I have been debt free for 2 years now and have a basic bank account which has been upgarded by Natwest to a current account before it was a step account so I need to sort that out this month. I had really really bad credit in the past but that is all behind me and I am trying to rebuild it. Not easy.


    have you applied for vanquis or any of the other cards mentioned on the thread, might be worth a try applying


    what sort of things are they asking? lol
  • cifpower
    cifpower Posts: 6,502 Forumite
    Well I called and asked to appeal their refusal - just have to write a letter in. Should I include a pay slip or something?
  • pink_fairy_5
    pink_fairy_5 Posts: 174 Forumite
    Quote:
    Originally Posted by PAULUK08 viewpost.gif
    I have to call as well..................


    ooh good luck x
  • PAULUK08
    PAULUK08 Posts: 59 Forumite
    nervous like a job interview........................I will report back!
This discussion has been closed.
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