Sub Prime Credit Card Club

darcyvuqua

https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=8cl38gs03_ost&mc=SME-AP-11111-15433

link to application of mbna card i was approved for but 19.9% not what is stated good luck guys

darcyvuqua

has anyone else had any luck with the link i posted?????????????????

TheAnalyst

msaquib wrote: »

Hi was that Vanquis or MBNA?

MBNA - I applied for the Classic Mastercard (silver one) at the end of the application it asked me to call them to confirm some details, that's when I was offered this other card.

Sammy_Girl

darcyvuqua wrote: »

https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=8cl38gs03_ost&mc=SME-AP-11111-15433

link to application of mbna card i was approved for but 19.9% not what is stated good luck guys

Well done Darcy that's great news I'm really really tempted to apply but not sure. I currently have Cap One and Vanquis which I got a couple of months ago and a Halifax Classic that I've had for years. But I'm worried when I come to remortgage next year that a) there are too many searches on my file and I may have "too much" credit available!! It's a catch 22!! Well done on your success

Sammy_Girl

TheAnalyst wrote: »

I have 41 searches in the last year, about half in the last 2 months.

OMG, 41 searches!!!!

How many is acceptable for lenders?

dolally_2

darcyvuqua wrote: »

mr p i love you your great and the rest of this group i love you all too apart from the odd gayer that is here for just argument sake


i am now a subprimer or even a little bit better off than sub sub prime apr of 19.9% not bad first ever credit card after all the work i have done on my credit file cheers guys im so happy

:T

Fantastic news :j:j

I had a card with MBNA back in my uni days (given £1500 limit straightaway!) Needless to say I was not a very good girl with it and they took it back!!

I have learnt my lesson now so I might try them in 6 months or so!


Anyway, Congrats on the card - You deserve the break :beer:

clio

Hey darcy well done matey i,m a MBNA customer as well ..
look after your card and it,ll look after you \0/

darcyvuqua

are they good clio i did a forum seach a little bit bad but lot of people say there great do they do regular limit increase are there statements on time and whats the online service like??

clio

Darcy
they are on the ball matey, best advice is make sure Direct Debit is set up if you pay that way i no you have to have DD if you have a 0% ard so i,m not sure if you have to have DD but it,s best anyways. online site is sound and bill arrive on time. Ive only been with MBNA 4 months so not sure when they do an increase. mbna are on the ball so they get under some peoples skin, their CS dept are just run of the mill like all other credit card CS departments and thats about it..

darcyvuqua

cheers clio cleared a few things up!