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  • Not got an MBNA card, never have either so can;t give you any info. I think Virgin cards are wrangled by MBNA are they not? Might be worth having a wee search on the boards:)

    Right, I must away to my pit. I've to go to the seaside tomorrow, and I am sooooo looking forward to it.

    Not :/


    N'night:)
    Fat, female and fabulous :rolleyes:
    Utter facebook addict...
    Resolution for 2010: Don't make any resolutions for 2011 >_<
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    darcyvuqua wrote: »
    yeah its ok i have 2 weeks left on friday cant wait as i have two weeks off straight after so looking forward to that does anyone have a card from mbna as i had an application form posted to me i got it on saturday??
    Did you hear back from HSBC regarding the CC App?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Not got an MBNA card, never have either so can;t give you any info. I think Virgin cards are wrangled by MBNA are they not? Might be worth having a wee search on the boards:)

    Right, I must away to my pit. I've to go to the seaside tomorrow, and I am sooooo looking forward to it.

    Not :/


    N'night:)
    Which sea side? Scarburg, Whitby or Tynemooth?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PAULUK08
    PAULUK08 Posts: 59 Forumite
    Who do Lloyds/TSB use to credit check?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    PAULUK08 wrote: »
    Who do Lloyds/TSB use to credit check?
    Experian, for all of their products.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • dolally_2
    dolally_2 Posts: 268 Forumite
    PAULUK08 wrote: »
    Just wondering I applied for a 'standard' Halifax credit card last night - I was not given a instant descion , just told that you will hear from us in the next seven days . Is this normal , I noticed they have only credit searched Equifax . I thought I would recieve a instant descion?
    Thanks!

    :j:j I am in shock!! I have just received an agreement form to sign from bank of scotland saying that my card is waiting for me - hurray!! The Apr is 27.9% which is not too bad for subprime, although I shall be paying in full each month anyway. Will probably only get £250 but that is cool - just pleased that they didn't say no!!

    Here's to rebuilding my credit rating! :beer:
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    congrats i cant wait for that day what is your credit file like?
    you cant change yesterday
    but you can make tomorrow better
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    darcyvuqua wrote: »
    congrats i cant wait for that day what is your credit file like?
    Darcy have you heard back from HSBC Credit card yet?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    not yet so fingers crossed
    you cant change yesterday
    but you can make tomorrow better
  • dolally_2
    dolally_2 Posts: 268 Forumite
    darcyvuqua wrote: »
    congrats i cant wait for that day what is your credit file like?

    I have 2 settled defaults from 2005 and the rest seems ok I think.
    Best of luck with HSBC.
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