Sub Prime Credit Card Club

Woodyrocks

So would the best thing to do is to pay off let's say £240 and pay 47% interest on the remaining £10? Or maybe I can pay £249 and pay off the interest left on the £1! What a freaking scam. I am trying to get out of debt not enter into it fgs

PROLIANT

Woodyrocks wrote: »

So would the best thing to do is to pay off let's say £240 and pay 47% interest on the remaining £10? Or maybe I can pay £249 and pay off the interest left on the £1! What a freaking scam. I am trying to get out of debt not enter into it fgs

I know, but the more you give the more you will receive man, dangle the carrot for a couple of month and see what happens, just pay £5 interest or so then they might up your limit a bit.

PROLIANT

Just a quick update on my recent fraud case, Shop Direct group have got the goods back from the courier and did not actually reach the destination, the account has been closed and removed from my credit file's, what a friendly helpful bunch of people at Shop Direct aka Littlewoods, I have sussed out how it has happened (I think) but they will not tell me who has done it but I am 99% sure it was someone I know.

carolan78

PROLIANT wrote: »

Just a quick update on my recent fraud case, Shop Direct group have got the goods back from the courier and did not actually reach the destination, the account has been closed and removed from my credit file's, what a friendly helpful bunch of people at Shop Direct aka Littlewoods, I have sussed out how it has happened (I think) but they will not tell me who has done it but I am 99% sure it was someone I know.

Well you'll know when it appears in your local paper that xxxx is in magistrates court :rotfl:

Tori_Bellatrix

Hi Guys (and Gals)
Thought I'd let you know that Aqua have increased by credit limit on my 3rd statement from £500 to £1000 ... I was very surprised to get one so soon ...
Tori x

PROLIANT

Tori_Bellatrix wrote: »

Hi Guys (and Gals)
Thought I'd let you know that Aqua have increased by credit limit on my 3rd statement from £500 to £1000 ... I was very surprised to get one so soon ...
Tori x

Party on!:beer:

clio

isnt that a myth about if you pay your balance of in full then they wont rasie your limit and if you dont pay your balance of in full then they will raise your credit limit ??

PROLIANT

clio wrote: »

isnt that a myth about if you pay your balance of in full then they wont rasie your limit and if you dont pay your balance of in full then they will raise your credit limit ??

Dunno, they will only raise the limit if you are making them money no?

xgingerx

i found that if you are close to ur limit every month, but paying more than the minimum after a few months it gets increased

My experiance only !

oh i also had a card where i had for a while and went over my limit and they increased it there and then

Woodyrocks

Tori_Bellatrix wrote: »

Hi Guys (and Gals)
Thought I'd let you know that Aqua have increased by credit limit on my 3rd statement from £500 to £1000 ... I was very surprised to get one so soon ...
Tori x

Hi Tori,

Have you been paying off the balance in full each month?