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MFW, What small thing have you done/ will you do today?

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  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Just a NSD here.
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • cake21
    cake21 Posts: 1,039 Forumite
    Been lurking and being inspired by your posts for a bit...

    NSD here yesterday - aiming for the same again today (haven't brought packed lunch :( but planning to buy lunch using Boots points) and hoping that posting this in advance will act as an extra motivator :D
  • NSD today for me too - got up early this morning and went to gym, used showers there so didn't have to put water on this morning at home! Made sandwich for lunch so no buying one in the canteen at work. Im planning on having poached eggs on toast for tea when I get home from work (I already have the eggs and bread for that).
    MFW 2011 challenge - Aim: Overpay £414.26 a month/£5,000 a year. Overpayment Total to date: £414.26:jMortgage start 28/9/07 £46,217.00 :TMortgage balance as of 25/05/11 £24,490.58 :T
    Interest saved as of 25/05/11: £2,849.84 Projected term reduction as of 25/05/11: 9 years 11 months
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    NSD at last :j . Also entered lots of comps so hopefully lots of prizes coming my way :rolleyes: . But best news is that my query on quidco has been successful - £120 coming my way soon so that's £240 off the mortgage (OH matches me :beer: ).

    Come on folks, not long till next update, keep fighting the good fight :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gfiford
    gfiford Posts: 6 Forumite
    Well, i have taken many steps over the last week(New Budget, Mortgage Overpayments Etc)

    Today, will keep myself to 2 coffees at work, and no food shopping (Did top up shop at lidl last night)

    Will start work on my top secret money making website, registered the domain last night.

    Will phone up to see if there is any freelance work available. (Am programmer)
    2008 MFW overpayment challenge - Target £10000: achieved £5000 --- May: £5000
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    Have just switched my energy suppliers,
    I of course used Quidco where I could. Will be updating my budget later and seeing what else I can cut as haven't really done this properly for a few months.
    Should also be a NSD, have to go into the office later but borrowing a season ticket for the car park next door at the moment so no charges.
  • Snazzy
    Snazzy Posts: 80 Forumite
    Didn't manage a NSD yesterday. I cycled into work and got soaked so had to go and buy some dry socks and pants. Lesson learned! I did manage to find 3 pairs of socks for £1.99 though so not so bad. I'd brought in a sandwich so didn't have to buy lunch.

    Cycled in again today so no bus fare/petrol but I need to buy some lunch and a birthday card for my mum. I've applied for the Greggs voucher mentioned in the e-mail so hopefully a cheap lunch!
  • Hi All

    Just discovered this thread - fantastic!:j

    Chickadee - just in case you're not already on to this, you can cut costs on the isotonic drink by buying a drum of powder and mixing it up in an empty water bottle... i used to get mine from Holland and Barratt but suspect you can cut costs further on the net. Sounds like you're going great guns on the OP though so you're probably already doing this!

    zebedy - I'd pay you commission to list my ebay stuff! I've been too nervous of narky buyers and non-payment to go there (pathetic I know!) You just hear about some ebaying nightmares on here. if anyone has any top tips on doing ebaying well, i'd love to hear them as I can definitely earmark a whole load of stuff that needs to move on!

    I usually sell stuff through work - we have a sales email list you can post to. I sold 2 items today and have made £90 although this is going towards my personal "debt" to our joint account and not in the OP pot :o

    Am definitely going to go back to the beginning and read this thread properly to get some good ideas...

    Cheers

    ML
    MFW Challenge member no. 96 - on hold! :rolleyes:
    Girl Cub due 14th September :D
  • BTW can anyone fill me in on the daily clicks? I use quidco for buying stuff but clearly am not up to speed on clicking!
    MFW Challenge member no. 96 - on hold! :rolleyes:
    Girl Cub due 14th September :D
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Sorry I can't help with daily clicks. I just do pigsback but I know there are a lot more out there.

    Today I have been feeling a little better so I have weeded half of the allotment and put in new tomato and spinach plants that someone gave me. I will work on marketing for our own business now (should have already started!!) We are having allotment salad later with a pizza.

    Tomorrow I will weed the rest of the allotment and continue to work on marketing.

    NSD here but not much extra earned (after my normal wages) - that will be my next area to work on! I suppose promoting our business does bring in money, but because we reinvest it, it doesn't actually over pay the mortgage!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
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