New Travel Insurance discussion area

hansi

njb55rtd wrote: »

Can anyone recommend an insurance that, as well as the usual European clauses, covers cruises as well. Some specifically don't and some just don't say.
Nick

We have cruised for many years and have never come across an insurance company that doesn't cover cruises. Why wouldn't they? Do they give a reason? After all, it's just a form of travel!

Finch7

I am looking for insurance as me and my OH go on holiday in 3 weeks to Jamaica, i need watersports to be covered such as scuba diving etc as we may do that when we are there, does anyone know if these are covered on the normal package?

dmg24

hansi wrote: »

Agreed. I have just bought a worldwide annual policy with pre existing conditions covered as long as they have been stable for 12 months. Excellent service, so OP NOT spam!

All because you have used them does not mean it isn't spam ... and £68 is not a particularly good quote!

hansi

dmg24 wrote: »

All because you have used them does not mean it isn't spam ... and £68 is not a particularly good quote!

if it was for 12 months and with pre-existing conditions covered, I would say £68 is a bargain!

MacTryingToSortItOut

posted in wrong place...sorry

annandarren

hiya,
have just been to moneysupermarket.com to compare travel insurance for my family going to majorca in 2 weeks time, the best quote was from top dog insurance, I have never heard of them and there is not many reviews on the net.
has any one used them before?
thanks in advance,
anna xx

misriko

HI
many thanks to martin for the travel insurance advice.
On recommendation i went to moneysupermarket.com and had a link for a company called karmain insurance for people with pre med conditions, fantastic price at 27.39!!!!!!!!
a lot of other sites quoted a lot higher. I would like to advise people to not bother trying free spirit either direct or through age concern/help the aged as the price quoted for stable pre existing med conditions was at 452!!!!!
:T

poorbabe

I'm confused re the types of insurance.

I'm off to the States for 2 weeks in August, then to Jamaica for 38 days in December/January :j . I've tried to calculate whether it's cheaper to buy one worldwide and one longstay (separate policies), or one longstay which would cover both trips.

Is there a difference between longstay and backpacker insurance? I'm truly confused as I thought it would be a 10 minute online policy purchase jobby and it appears it's going to take me hours of trawling through the various companies, jotting down notes on a very large pad :rolleyes:

At the moment, I'm thinking I might have to purchase a worldwide for the USA and a separate policy for Jamaica. I'll report back later.

mogedwards

Does anybody have a view about taking travel insurance without bothering with a pre existing condition.

My pre existing condition is hypertension (high blood pressure), which was only picked up because I went to a 'well man clinic'. The fact is that most people my age (60) have this but have never been diagnosed. Therefore, I am less of a risk because my hypertension is controlled and is now normal. What risks do I take if I decide not to include it in my policy?

The particularly annoying thing is that whereas I am asked to pay more for travel insurance, when I asked for an enhanced payment on my private pension, I was told that my hypertension was not considered an added risk.

Baybee1984

Am currently shopping around for decent travel insurance for as cheap as poss.. my OH seems to think hes covered thru his bank so am just looking for me and my 4 year old, for our holiday next May, to Ibiza.

Looked on moneysupermarket.com, best quote was £11.90 from Direct Travel Insurance, has anyone used these before??
I tried confused.com but because I hadnt made a travel insurance claim in the last 3 yrs I was classed as 'special circumstances' and bought up a site, think it was called gotravel that quoted £11 but didnt tell me what cover included..

Just wondered what your thoughts were..