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Jak's 'I will not spend any money on rubbish and I will pay off my debts' diary

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  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    WOW well done Jaks those debts have nearly disappeared! You are trying very hard and succeeding with your challenge. Its an exciting time waiting for a baby to be born. Very best of luck and well done.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks mrs. M. I had a bit of a rough night last night, was really sick. Yuk. Baby's ok tho so that's good!
    Yeah, we are hoping to have paid most of it off by the time the baby comes..although I thought the baby was coming last night! Luckily he's stayed put for now!
    We've got our meeting with the MP re: dh visa in about 2 hours. I'm so nervous, I hope it goes ok!
    Not much to report on the DFW front today really. Having storecupboard meals today but need to go food shopping AGAIN as we've run out of veg! And milk!
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
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    Meeting went great! He's taking over now so hopefully we'll get things sorted soon. Got some cheesecake to celebrate!
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news about your MP.
    Hope its sorted soon.
    Take lots of care
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • tasha999
    tasha999 Posts: 158 Forumite
    Hello All! not posted on this thread before...

    I went mad for cheesecake when I was pregnant, I'd buy packs of Greens cheescake mix and get through at least 4 a week!! I also remember falling out with my OH over a jelly!! its amazing how you fall out over food when your expecting.

    Jak ~ you've done so well (an inspiration!) I can only dream off being in your position at the minute!!!
    Life is like a camera... Focus on what's important, Capture the good times, Develop from the negatives, and if things don't work out Take another shot.
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,311 Forumite
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    Glad your meeting went well, that's something less to worry about. Carry on with your challenge the end is in sight. Your doing so well. Take care.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
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  • Well done on the meeting, and as for cheescake...............mmmmmmmm
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Got to love cheesecake. It was ice lollys for a while... One thing tho...my dh eats the same as I do! He's going to end up with a bump too, only not the good kind! I usually eat really healthily while he loves junk so he's loving it at the moment!

    It's a weight off our minds with the visa thing. I hope it's sorted soon! We are going to save as much as we can anyway as soon as our debts are clear so that we've money to live on this winter if it isn't sorted by then- dh can't work during winters until it is- v. complicated. BUT at least we won't have debts hopefully!!!!

    I just had a strange conversation with a friend i've not spoken to for a while.

    She was complaining about oney or lack thereof so I told her about our budget etc. And using coupons to get money off at ASDA etc. Any she said she was too proud to do that! Isn't that wierd! I said that it's up to her,,, but don't moan and then do nothing about it. That really bugs me. And the thing is, we used to be partners in crime kind of thing. Strange how things change!

    Thanks for all the kind words of support and encouragement!

    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
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    Also the leftover tray can be washed out and re-used. I use mine instead of baking trays when I cook something small...So ACTUALLY money saving......
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well today is a lovely sunny day so i'm going to do some more work in the garden I think. My toms are doing well and my mounge tout. I need some more soil again tho! I seem to buy loads of the stuff!!! Mind you, I need to. That's the trouble with pots!
    My garden is looking lvoely tho! It's the first time i've managed/been bothered to grow flowers- I thought the baby might like them so we've got a red geranium, a pink one about to flower, red roses, and lots of little ground cover flowerbed fillers. It's funny because I planted some onions from a mixed pack I had left over from last year, but only 4 onions grew! The rest was flowers including a lovely pansy! So i've planted those out and i'm starting again on the onion front. I'll stick with spring onions I think as i've got the seeds and i'm happy to cook with them as long as they get big enough!
    ANyway, i'm off to garden now!
    Have a great day folks! Off to the dreaded ASDA for potatoes later so hopefully I won't buy too much crap!
    J
    X
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
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