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Aktiv Kapital (UK) - Who Are They?

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Comments

  • thechippy
    thechippy Posts: 1,938 Forumite
    Yep,

    Looking good...;)

    The sooner these leech dca scum suckers get sorted the better!

    Not that I have anything against them of course....:D:rotfl:
    Happiness, is a Kebab called Doner.....:heart2::heart2:
  • FTW
    FTW Posts: 8,682 Forumite
    I wouldn't even bother giving them the courtesy of another letter - I'd just report them. They've already had a warning.

    Save the money that it would cost you to send the letter - just report them every single time they commit a breach.
  • amberspy
    amberspy Posts: 127 Forumite
    Tenth Anniversary Combo Breaker
    hi there
    im after advice on letter i got from AKTIC KAPITAL
    this morn
    saying i owe them 3824 ,defo not ,
    says the credit agreement date was in jan 2002?
    for car ,i amit i had fiance on car then but was defo paid off and i even sold car on
    can any1 give me advice wot to do ,as dont fancy phoning them as heard lot bad reports from them
    cheers
  • FTW
    FTW Posts: 8,682 Forumite
    amberspy wrote: »
    hi there
    im after advice on letter i got from AKTIC KAPITAL
    this morn
    saying i owe them 3824 ,defo not ,
    says the credit agreement date was in jan 2002?
    for car ,i amit i had fiance on car then but was defo paid off and i even sold car on
    can any1 give me advice wot to do ,as dont fancy phoning them as heard lot bad reports from them
    cheers


    Don't correspond with them on the phone, send the Statute barred letter, send it recorded delivery, and be sure not to put any signatures on the letter.
  • amberspy
    amberspy Posts: 127 Forumite
    Tenth Anniversary Combo Breaker
    FTW wrote: »
    Don't correspond with them on the phone, send the Statute barred letter, send it recorded delivery, and be sure not to put any signatures on the letter.

    :beer: for that
    when u say dont sign ur name do i just print name like my surname but not sign if u know wot i mean
    thank u
    and were do i find template and is it for use in scotland ?
  • FTW
    FTW Posts: 8,682 Forumite
    You could print your name, yes, but certainly don't use your proper signature. Might be worth altering your signature and using that - so that if they try to 'forge paperwork', you'll know that they're doing it.

    If you're in Scotland, then the statute barring limit is 5 years instead of 6 - so your account will have been statute barred for even longer than usual.
  • amberspy
    amberspy Posts: 127 Forumite
    Tenth Anniversary Combo Breaker
    thank u :beer:
    any1 know were i find status bared letter
  • FTW
    FTW Posts: 8,682 Forumite
    amberspy wrote: »
    thank u :beer:
    any1 know were i find status bared letter


    There's a letter library here somewhere (I've never needed to use it myself), but there's one on Consumer Action Group as well. Do a search for it, and you'll find it soon enough.
  • amberspy wrote: »
    thank u :beer:
    any1 know were i find status bared letter

    Hi Amberspy, try this link for Statute Barred Letter Scotland.
    http://forums.moneysavingexpert.com/showpost.php?p=24056639&postcount=3

    Hope this helps, Regards Handy.
    Mother Nature Don't Draw Straight lines, We are Broken Moulds in Life's Grand Design, We look a Mess but we're doing fine,
    Life Long Card Carrying Member Of the Union of Different Kinds.
  • FTW
    FTW Posts: 8,682 Forumite
    Hi Amberspy, try this link for Statute Barred Letter Scotland.
    http://forums.moneysavingexpert.com/showpost.php?p=24056639&postcount=3

    Hope this helps, Regards Handy.


    That's the one to use.
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