My Shiny New Diary!!

debbiemc_2

Its a brilliant feeling, isn't it. I cleared one of my cards last month, was delighted to make the final payment and see all those shiny zeros!

Debbie. x

**Amy**

it is fantastic.

My mum has said that I dont need to pay her back quickly, but I really want to be debt free by my next birthday (July) so im going to try my hardest.

I cant remember a time when i didnt owe my bank any money! :rotfl:

debbiemc_2

LOL!

Just think, six or seven months and you'll be debt free, yoiur money will be your own - what a feeling! The end is in sight!

Debbie. x

djdymond

awww honey i am so pleased for you!!! i think 0 has become my fave number! lol youve come such a long way and as the debt comes down, itll become so much easier!!!

now were in the new flat, we have no internet right now which i didnt think would bother me as much as it does!! but im sure itll come around soon enough! theres always work after all! xxx

**Amy**

Thank you!

I am very chuffed, and just cant wait to be completly debt free now. Im glad I had this as a mile stone too, i was started to get a bit down about it all.

Yey! You are in your new home. :j Thats brilliant. I hated it when I had no internet at home (for the past 3 weeks thanks to Sky :rolleyes: ).

xxx

djdymond

3 weeks!?! oh no! how come?

oh and as you can see, another grand has been paid off, although its not cleared but i couldnt wait! oppps! xxx

**Amy**

djdymond wrote: »

3 weeks!?! oh no! how come?

oh and as you can see, another grand has been paid off, although its not cleared but i couldnt wait! oppps! xxx

Blimey thats brilliant!!! Well done you!

Well some idiot cut through a cable on Saturday morning, and then all sorts of problems occured. I ended up getting a new router last week, that didnt work, but then on Saturday when i got a call back at 8am (:rolleyes: ) it was miraculously working!! :rotfl: But at least its back on now. :j

You know, i cant wait until next payday. no loan or credit card to pay back, just my mum.

She did say i could start paying her back in January, but I think i will make a start next month.

Hows the new flat then? you settling in ok?

x

djdymond

awww good for you! to be honest if i were you, id be paying my mum back sooner than january too! just think, when it IS january, (new start and all that) youll owe so much less than last im sure, and no interest paying debt! corrrr its been years since i had no interest debt (as i do count OH car loan as mine too)

i really am itching to catch up with you! lol

xxxx

djdymond

oh and as for the flat, yeah its perfect! theres tons of boxes everywhere but its ok. like you i cant wait till pay day, just so we can see or ingoings and outgoings are officially. then i can really clear those debts!!!

xxx

**Amy**

Well from the age of 18 I have ALWAYS had a loan or credit card with my bank. And so now its the first time in 7 (blimey!) years taht I havent.



I would be so chuffed to be around £4K by January, that would be brilliant. I know im going to have to ebay like mad though

Glad your flat is good. I hate moving. I used to move every 6 months! When i moved into my current flat my dad told me that was the last time he was helping me for a few years. I have stayed here for 4 years so far :rotfl:

xxx