My Shiny New Diary!!

**Amy**

Awwww thats brilliant with all of your incomings and outgoings. And dont worry about the bits and bobs!! You would of bought it all eventually anyways.

I have made a big fudge up. Somehow I have already overspent by £60 this month. meaning I have no money for food and need to find £60 so i dont go overdrawn. :rolleyes: My sister owes me £100 and will be giving this to me on 14th. but i have no idea what I am going to do until then.

I have a freezer full of rubbish, so will have to munch my way through that. And then I will have £40 to my name for the remaining 2 weeks which should be ok, its just waiting until 14th. :mad: Im so annoyed at myself. I got carried away with a couple of crimbo pressies, and then I bought some new PJs, some bed socks and some chicken and biscuits for the cats.

Nevermind.

xx

louiseypees

Hey Amy,

Just read your diary from start to finish and I wanted to say well done! I had a bit of a wake-up call about a month ago when I decided I wanted a house and it wasn't going to happen by itself, so reading you doing all this with the same goal is an inspiration!

Who are you on dooyoo? I'm addicted to it - I'll give you a few more pennies!

xx

djdymond

i have good news and bad news..

bad news is i bought 4 lamp shades for the new flat and none fit :mad:

good news is when i take them back ill be refunded 65 quid!

im also still itching to tackle debt that i cant as its all in OH name and i cant do it myself.. and he wont do it till hes good and ready (well, for three weeks!) :mad: :mad: :mad:

**Amy**

Well i think thats good news about the lamp shades. If you wait for a week or two, maybe more they will all have sales on for Christmas. Trust me... you will end up getting so much more for your money.

3 weeks isnt long. Start planning what you want to do to the flat (i.e. write a nice long list of things you want to get ).

xx

djdymond

yeah thats true..

what ive decided to do instead of being bored tonight or cleaning too long, me and OH are going into town and starting our christmas shopping! i know what to get for most people so it shouldnt take too long. plus its one less thing to budget for next month if we do it now!!

xxx

**Amy**

Oooooo i love Christmas shopping...

Have fun, deffo beats cleaning. Im just annoyed I have done all of mine, i have a walk in closet thingy (nothing flash) but its overflowing with pressies, I think I may have overdone it this year. :rolleyes:

Nevermind. I hope you have a brill evening.

xxx

**Amy**

:j Its Friday!! At last!!

I am soooooo tired today. I had such a stressful day yesterday, and my Sky broadband still isnt working, and the cleaning took forever. I finally stopped at 11pm. So i had a bath and went to bed, closely followed by 2 cats who were desperate for a cuddle.

Anyway, I am "working" through lunch today (well i woudl be if i had anything to do!) and I am leaving early to go to a fireworks display tonight with my sister and nephew. Then tomorrow I am doing nothing ALL day. I am having a lazy one with the cats. Which I am really looking forward to.

Sunday my sister is cooking salmon tikka and we are playing on her Wii. She has also said over the next couple of months she is going to start paying me back the £600 she owes me, and will put it into my savings account for me, which will mean I *could* be debt free even quicker.

I also sent a letter of dis-association to Experian relating to my ex boyfriend. He is a div, and I have cut all contact with him now. I was only being nice because he owes me around £1-2K, maybe even more, but I know now that I wont get it back, so I'm just ignoring him.

Some other big news: I have paid off the last of my credit card. BUT i dont want to celebrate or put it into my signature until it has actually cleared which will probably be Tuesday/Wednesday of next month. :j

Well, thats pretty much it. I am going to start wrapping up my Christmas presents tomorrow, especially the ones for my mum and step dad as I am going over there (Ireland) in 5 weeks time, and its also my nephews Birthday when we are over there, so best get wrapping those too. Wont be any room for clothes at this rate! :rotfl:

**Amy**

Morning All

Well what can I say but OH WOW!!!

My credit card balance reads: £0.00 :j For teh first time since i got it (3 years ago!) it is clear. I am soooooo chuffed.

Well thats it really, just so excited to say!

xxx

debbiemc_2

:j Well done Amy! :j

Debbie. x

**Amy**

Thank you Debbie

xxx