My Shiny New Diary!!

djdymond

well done amy your doing really well! keep up the good work! you certainly sound happier than you did just a few posts before! :beer:

**Amy**

Thank you!

I do feel a bit more positive, whcih is a good thing! I just cant wait to get rid of the credit card now. Full steam ahead!

x

**Amy**

:hello:

Well finally my Credit Card is below the £2K mark. :j Hopefully it should be cleared by the end of November. (if I knuckle down and get my tax rebate money and my Quidco money).

I am so chuffed. Debt below £7K and credit card below £2K. The next target is Credit Card to be below £1K.

**Amy**

:hello:

Its not been going terribly well this month.

I have spent more than I should, and cant get motivated to pay off my debt at all. Its taking its toll on me now.

I want to be interest paying debt free by the end of this year but its not looking likely. I dont know, i just feel rubbish this month.

Fingers crossed next payday will be a better time. And next month will run more to plan?

Nevermind.

x

embarrassed_about_my_debt

I know how you feel Amy.

Been feeling exactly the same coupled with having to save up for things so not been overpaying my debt. Got another few weeks then i should hopefully be back overpaying the debt but getting to the point im so fed up with it (which i know is my own fault for having it in the first place)

I'll give you a kick up the A**e if you give me one! :rotfl:

**Amy**

Hey EAMD

Sorry only just seen this. I could deffo do with a kick up the butt... heres yours: :j :rotfl:

Payday next Tuesday, which has lifted my mood a bit, and also Alton Towers on Sunday/Monday so thats something to look forward to.

Roll on 2009

redsquirrel80

Hi Amy, sorry to hear you've been feeling a bit disillusioned with it all.. but remember things like this -

**Amy** wrote: »

:hello:

Well finally my Credit Card is below the £2K mark. :j Hopefully it should be cleared by the end of November. (if I knuckle down and get my tax rebate money and my Quidco money).

I am so chuffed. Debt below £7K and credit card below £2K. The next target is Credit Card to be below £1K.

and don't be too hard on yourself

**Amy**

Thank you. I know sometimes i need to take a step back and look what I have achieved. And think that if i didnt have some determination I woudl still be in £11K worth of debt, probably more.

:beer:

djdymond

hiya, youve been quiet lately, hows it all going? xxx

**Amy**

Hiya

Yeah sorry, been away and all sorts have been happening.

Should really do an update!

Well it was payday yesterday, and I made a small payment to my CC of £90 making it at its current total (see sig!). I should hopefully be able to make a big lump sum payment this month, but im going to wait until near the end of the month so I dont make myself go overdrawn. Im aiming to get my debt down below £6K this month. I should be able to do it with Quidco paying soon and some money won on a scratch card. Fingers crossed

How have you been?

xxx