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Double Discount Car Insurance Loophole!

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  • Just to say that I cancelled my Nationwide policy within the 14 day period and still got the "double refund" cheque OK, and the premium was refunded as expected to my credit card.

    Result !
    if i had known then what i know now
  • Surely, that can't be right?
  • feival
    feival Posts: 469 Forumite
    Part of the Furniture Combo Breaker
    bigandy wrote:
    Just to say that I cancelled my Nationwide policy within the 14 day period and still got the "double refund" cheque OK, and the premium was refunded as expected to my credit card.

    Result !
    I personally think it is a bit unethical. Really you shoudl be grateful that you already got a huge cashback from them. I know you are doing nohting illegal but... Maybe I am just a soft touch!
  • booogle
    booogle Posts: 144 Forumite
    finally got my cheque for £450 too. Had to chase them a few times but they finally came up with the right result for me!
  • paddytt
    paddytt Posts: 302 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    paddytt wrote:
    I applied today to NW online with one day of the offer left, and the start date is 5th November. Norwich Union is currently over £100 cheaper, so lets hope it all works ok. I will let you know!

    Letter arrived today from Nationwide saying that a cheque will be in the post in 28 days. I claimed a total of £275.

    thanks to everyone on the forum!

    cheers

    T
  • Lol
    Lol Posts: 79 Forumite
    Paddytt,

    Can I just ask you about the wording of your letter? Did your letter say "...thank you for purchasing Nationwide car insurance and contacting us to claim your refund for DOUBLE the difference..", or did the wording just say "the difference"?
    The reason i ask is that I actually purchased their insurance the day after you, having got confirmation from them over the phone that I would still be able to qualify for DOUBLE the difference, not just THE difference, as long as I purchased it that day (31 Oct). Got my letter same day as you to say accepted, but mine just says "the difference". Does yours specify 'double'?
  • paddytt
    paddytt Posts: 302 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Lol

    My letter also says "the difference". If that's not what we get, they'll be getting a cruise missile from me...... They'll know it's coming but there's nothing they can do to stop it!

    I did specify in my letter that we were claiming double and I even specified the amount. Their standard reply doesn't counter this.....

    let me know how you get on.

    cheers

    T
  • Don't worry about it. My letter just said "the difference" but I got a nice cheque for double (£879).
  • panther
    panther Posts: 126 Forumite
    I thought I had missed out on this double discount offer but try as I may I just can not find any other insurance Co that beats the Nationwide quote! For my Daewoo Lanos fully comp with full protected NCD and legal cover they have quoted £197.40. I can't remember the last time my insurance was under £200 for the same cover. :)
  • feival
    feival Posts: 469 Forumite
    Part of the Furniture Combo Breaker
    Got my confirmation letter today. I am delighted!!! Thank you OP
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