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Double Discount Car Insurance Loophole!

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  • SamDude
    SamDude Posts: 481 Forumite
    Part of the Furniture 100 Posts Name Dropper Home Insurance Hacker!
    moolah wrote:
    I got my cheque for £1700 at the weekend so am getting paid 400 odd to insure my car this year! Thanks to all those that gave me advice.

    I think this thread will be winding down (unless people have problems with their claims).

    Moolah - you're the current 'highest' scorer being paid £400!

    Anyone top that?
  • A quick update. I received a cheque for £430 from nationwide using Privilege as the cheapest quote. It means that my car insurance has cost me £330 this year which is the lowest I have ever paid!

    I wonder waht what would happen if I cancelled the insurance now, would they 'reclaim' the cheque? I suppose they would factor it in when determining my refund. Does anyone have any experience of this?

    I might need to cancel since NW's quote for my next car is unlikely to be as competitive as others - which means that my smugness will prove to be shortlived......

    Thanks Martin and everyone else for their posts which aided me in my claim.
  • On the NW website it still says double the difference, but in the small print in the PDF file on there it says on for insurance purchased upto 31 October.

    I have already received my £210 cheque, but would like to spread the word around to friends.

    Does anyone know if they will be extending this offer (or any other companies’ likely to do a similar one)?
  • nads
    nads Posts: 2,406 Forumite
    Part of the Furniture Combo Breaker
    I would go with the small print, looks like the offer is over (for the moment at least!)
  • Update: I called Nationwide today to check on my claim and they have confirmed that they are sending me a cheque for £2768.50 ...

    I have FREE car insurace for the year (worth £2285.85 at Nationwide), plus £482.65 cash!

    Huge thanks to Martin and to all who have given advice on this thread.

    **
    I'll be cancelling NW insurance soon (they will just charge me one month's payment to do this) and switch back to my cheap policy with Bell Direct! The cheapest quote I had - which I couldn't use as comparison for my NW claim - was actually £840. The NW cheque will pay for this, and I'll have over £1500 left over! :rotfl:
  • feival
    feival Posts: 469 Forumite
    Part of the Furniture Combo Breaker
    Update: I called Nationwide today to check on my claim and they have confirmed that they are sending me a cheque for £2768.50 ...
    Pleae can you tell me what number you called?
  • Yes, I got the number from Simon who posted earlier. It is:

    Name: Rachael Laidier
    Position: Manager of general insurance Marketing (Nationwide)
    Working hours: 9am-5pm
    Phone Number: 01793 657173

    She deals with the claims personally. I spoke to her twice and she was very helpful.
  • Glad the number worked... :-)

    I wasn't sure people were using it as only 3 people said thankyou! ;-)

    Simon
    If at first you don't succeed... CHEAT...
  • Well, my checque for £1800 is on the way, and now I too am thinking about cancelling and getting insurance elsewhere. Surely there's got to be a catch?!
  • feival
    feival Posts: 469 Forumite
    Part of the Furniture Combo Breaker
    I phoned today and a cheque for £200 is on its way to me. This year my insurance only cost £170 net!!! The very best ever. Thanks to MSE.
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