PPI Reclaiming discussion Part II

marshallka

maxdp wrote: »

I hate to ask this but are you a nudist:eek: How did they bite your bum perhaps a pair of B I G knickers may help:rotfl:

pmsl. No i had just showered and felt a bite so asked him to look and low and behold i was jumping as there appeared another 6. 7 bites on one cheek. (LOL)

di3004

maxdp wrote: »

I hate to ask this but are you a nudist:eek: How did they bite your bum perhaps a pair of B I G knickers may help:rotfl:

PMSL..........:rotfl: :rotfl: :rotfl: , sorry I know I should not laugh....:eek: :rotfl: :rotfl: :rotfl: lol.

marshallka

BRB. More work to do..x

di3004

I have bedding on the line, hubby mowed and done all the hedges in the garden yesterday.;)
Done my dusting and hoovering earlier, as soon as Daniel comes in from school there will be a full load of clothes to throw in the washing machine.;)

You've been working so hard Marshallka.;)

maxdp

marshallka wrote: »

BRB. More work to do..x

Keep those cheeks covered:D

di3004

maxdp wrote: »

Keep those cheeks covered:D

LMAO......:rotfl: :rotfl:

katydownes

Hi,

I have been paying overdraft protection with a Barclays bank current account for years -I certainly never asked for it - I seem to remember being told it was part of the overdraft charges. Sorry for being dippy - but is this the same as the PPI Martin's talking about? Can i claim this back under the PPI info or is it just credit cards/loans etc? Has anyone had any success in claiming this back?

Thanks
Katy

di3004

katydownes wrote: »

Hi,

I have been paying overdraft protection with a Barclays bank current account for years -I certainly never asked for it - I seem to remember being told it was part of the overdraft charges. Sorry for being dippy - but is this the same as the PPI Martin's talking about? Can i claim this back under the PPI info or is it just credit cards/loans etc? Has anyone had any success in claiming this back?

Thanks


Katy

Hi Katy.

Just to make sure on this hun, have you any documents/paperwork to confirm this by any chance?
If you believe you have been mis sold in any finance you can try to reclaim this by sending a complaint letter to refund you what you have paid in this plus interest.

Maybe one of the others could advise on this one here but maybe you pay for a certain special account where you get benefits such as mobile cover, breakdown cover and so on, this would be mainly on cards such as classic gold/silver and premier accounts.

I would contact your bank just to make sure you know what this is for first hun.;)

For my account for instance I pay approx £25 a month for this because of the benefits involved.;)

If this is the case with yours and you do not need it you can ask them to change this for a cheaper account.

If your bank is local to you it may be worth just popping in.


Di.
x

pinknico

Just to add a bit about the FOS I sent my charges to fos for 2 store cards as they only wanted to give partial refund (ge capital bank/lending money or who ever!) and court was a bit daunting.
Got a reply back in three weeks saying neither were covered before 2007.

So I suppose what the complaint is about that determines the speed of the reply.
Have one now with the FLA ( not holding out much hope here!)

And one the court route.

di3004

pinknico wrote: »

Just to add a bit about the FOS I sent my charges to fos for 2 store cards as they only wanted to give partial refund (ge capital bank/lending money or who ever!) and court was a bit daunting.
Got a reply back in three weeks saying neither were covered before 2007.

So I suppose what the complaint is about that determines the speed of the reply.
Have one now with the FLA ( not holding out much hope here!)

And one the court route.

Now that is a disappointment........ .
And you say 2007 ?

May I ask hun if any of your final response letters before these went into the FOS mentioned anything about the FOS at all?

According to the FSA register they were covered as from 2001 ??

Has there been a mistake here made by the FOS perhaps, I know this has happened??

What is the reg number for this company hun, this should be on your documents, cheers.