PPI Reclaiming discussion Part II

maxdp

di3004 wrote: »

Received and came though okay hun thanks.:D

Yes I do have one of these all in one's but mainly leave it to my eldest son to sort out, I have not got a clue but as I have a lappy its a matter of keeping installing it all the time........:rolleyes: ,I think I'm annoying him asking him all the time lol, he is at work right now, staying out then tonight, but should be available over the weekend if you need any info on these hun.;) xxx

Think if it does not sort itself out it is going into the oven for a looooooong slow cook:eek:

di3004

maxdp wrote: »

Think if it does not sort itself out it is going into the over for a looooooong slow cook:eek:

lol:rotfl: :rotfl: you've the same attitude as me hun lol.......:D

pinknico

How were you mis sold the PPI on your credit card Di? x

marshallka

di3004 wrote: »

My letter has arrived through the post from the FOS.

24 September 2008

Dear Mrs XXXXX

Your Complaint about Lloyds TSB Bank PLC/Credit Card PPI.

I am writing to keep you updated on the complaint you have asked us to look into.

Your case has now been referred to me. I am an Adjudicator at the Ombudsman Service.
I specialise in settling disputes informally. As part of my work, I will look at both sides of the complaint, weigh up the information, and then tell you and Lloyds TSB what I think. Where I cannot settle a complaint informally, I can issue more formal recommendations about whether a complaint should be upheld or not. If you or Lloyds TSB do not accept what I say, either side can ask for the complaint to be reviewed by an Ombudsman.

(then a bit of information about their factsheets).

The time it will take to reach an outcome on your complaint depends on the issues involved and whether we need any more information. In the meantime, I would be grateful if you could let me know, if anything happens that you think may affect your complaint - or if there is any additional information that you have not already sent us and that you would like me to consider.

The reference number for your case has changed slightly, now that it has been referred to me - so it would be helpful if you could use this new reference on anything you send in the future.

Your sincerely

Adjudicator

Tel
Fax

Email.

How long was that one then Di???

Its good but lets hope your adjudicator actually goes to work some days....

Mine is on strike..:rolleyes:

marshallka

maxdp wrote: »

Think if it does not sort itself out it is going into the over for a looooooong slow cook:eek:

I have not got time to read back (just painting so typing slow to avoid getting little bits of paint on my keyboard:eek: ) but have you had any replies yet from the FOS about your "figures" maxdp??

marshallka

Slightly off topic here:o but has anyone had any trouble with insect bites this year as i have about 20 of the things from yesterday /today and they itch like crazy. Have we got an infestation again this year??

di3004

pinknico wrote: »

How were you mis sold the PPI on your credit card Di? x

Hi hun
Basically this PPI was automatically added to my Credit card in Jan 2001, luckily they were covered by GISC then.

I was an Homemaker and most of this would not have covered me, there was hospitalisation, life cover etc which they now state in their defence but yet as this was then automatically added I then assumed it was all part of the agreement.;)

di3004

marshallka wrote: »

How long was that one then Di???

Its good but lets hope your adjudicator actually goes to work some days....

Mine is on strike..:rolleyes:

Now think this has been with them since June, received the first letter in July then the usual procedures with the other letters of waiting to be passed on.

Yep I do wonder if mine will be taking lots of sickies and holidays lol, it was the same for the best of approx 14 with my nemo one......:rolleyes: .

di3004

marshallka wrote: »

Slightly off topic here:o but has anyone had any trouble with insect bites this year as i have about 20 of the things from yesterday /today and they itch like crazy. Have we got an infestation again this year??

Do you mean though tiny little nidgy things ??:mad: , I seem to get unlucky with those things too........

marshallka

di3004 wrote: »

Now think this has been with them since June, received the first letter in July then the usual procedures with the other letters of waiting to be passed on.

Yep I do wonder if mine will be taking lots of sickies and holidays lol, it was the same for the best of approx 14 with my nemo one......:rolleyes: .

That was quick then. I wondered if this had been fast tracked or if with it being a bank (cause it seems the banks are quicker somehow) they deal quicker anyway??

My co-op was quick but not any more as he has been off ever since and they have not received anything from co-op as yet. He did say that although it was with an adjudicator it would not be any quicker as co-op were not co-operating.

I was told yesterday that they do not give them a certain amount of time to co-operate with them, there is not time limit. This was annoying again.

He should be back in work on monday though so will call him then... If he has not developed anything else in the meantime.

Listen to me, he could be really ill:eek: