PPI Reclaiming discussion Part II

sparky0107

Marshallka & di3004,
Thanks for your help, I'll be posting this off to Halifax credit card in the morning.

di3004

sparky0107 wrote: »

Marshallka & di3004,
Thanks for your help, I'll be posting this off to Halifax credit card in the morning.

With pleasure hun.

Did you get to read though both Marshallka's and Maxdp's posts they left you too hunni?:D

And Good luck!

Di
x

maxdp

di3004 wrote: »

You beat me to it hun, thanks for adding this.;)
I assume they are all part of the same group.

I thought it was, I also thought that as they had already been fined it was meant to be easier to get your money back, or at least is meant to be.:rolleyes:

di3004

Thought I would add this link here which maybe quite useful.;)

http://www.consumerdirect.gov.uk/after_you_buy/money_and_credit/rightscreditagreement/

di3004

maxdp wrote: »

I thought it was, I also thought that as they had already been fined it was meant to be easier to get your money back, or at least is meant to be.:rolleyes:

Yes me too thought the same......:rolleyes: .

I have my son's store card to deal with too, that was 2006 when he was sold a burtons store card with payment cover with GE money as was then a university student, now for some reason 2007 does not seem to be right that they were not covered before then...... .

marshallka

pinknico wrote: »

Store cards BHS GE MONEY TRADING AS GE CAPITAL BANK registered no.1456283

REFERREDTO AS GE MONEY CONSUMER LENDING LIMITED.


GE CAPITAL BANK LIMITED TRADING AS Mothercard (mothercare)

These are all for unfair penalty charges then on late payments.???

If it is then FOS cannot look into bank charges yet as this has been put on hold hasn't it.
I would still look into this 2007 thing with them again.

marshallka

maxdp wrote: »

Am I right in thinking that G E Money have already been fined , or am I on the wrong track:rolleyes:

This is the link http://www.fsa.gov.uk/pages/Library/Communication/PR/2007/015.shtml

GE were fined for their sales of insurance but I think pinknico complaint was about unfair penalty charges for late payments so would not come under this.

maxdp

marshallka wrote: »

GE were fined for their sales of insurance but I think pinknico complaint was about unfair penalty charges for late payments so would not come under this.

OK Ta came in half way through that one. Sorry Pincknico:D

I have to ask. How your bum now:eek:

marshallka

maxdp wrote: »

OK Ta came in half way through that one. Sorry Pincknico:D

I have to ask. How your bum now:eek:

Still have to scratch every now and again :eek: . Its only the cheek though lol.

pinknico

Yes bank charges are on hold but not credit card or store cards.

Sorry for confusion on the PPI ,thread I just wanted to give an example of the speed of the FOS on a different complaint.:o