PPI Reclaiming discussion Part II

di3004

wayne wrote: »

hi had a letter from l v yesterday saying they are now looking in to my claim for misselling of ppi and will let me know the outcome in 4 weeks.now onto britannia.i have had 3 loans with bbs all with block selling of ppi.does anyone have an address i can use to send a claim to please.i used the address on letters i had about the loans at the time(based in chester)about 3 weeks ago but haven,t heard a thing off them yet so am wondering if i,ve sent it to the right place.thanks in advance.

Wayne, the LV reclaim I imagine will be straight forward from here and I think they will get back to you before the 4 weeks is up.;)

Also good luck with the Britannia reclaim.;)

Di.
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di3004

sarahc5388 wrote: »

Dear All, I am still here but have been really busy with work. Going home for the bank holiday now, hope you all have a good one and get to see a bit of sun. If you can, forget about all this for a while and enjoy yourselves this bank holiday (it's the last one of the year till crimbo)

You have a good one too Sarah, and yes the next lot are Christmas :eek: , scary !!!!!

Take care hun and thanks for all your help.;) Catch you soon.

Di.
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HomeJames_3

when you are waiting for an ombudsman decision (the adudicator upheld my complaint in april) how long should it take it does say 6-9month but i noticed on the website they are now looking at 10000+ complaints 10x more than last year should i just forget about it until next year or do you think it might be soon?

marshallka

HomeJames wrote: »

when you are waiting for an ombudsman decision (the adudicator upheld my complaint in april) how long should it take it does say 6-9month but i noticed on the website they are now looking at 10000+ complaints 10x more than last year should i just forget about it until next year or do you think it might be soon?

Laini on here is in the same position as you. Can you not ring and ask them??

di3004

HomeJames wrote: »

when you are waiting for an ombudsman decision (the adudicator upheld my complaint in april) how long should it take it does say 6-9month but i noticed on the website they are now looking at 10000+ complaints 10x more than last year should i just forget about it until next year or do you think it might be soon?

Hi there.
This will vary depending on how complex the complaint is and how quick the other party come back.
However the FOS are a willing to give them extra time to forward information but only for so long with their own deadline.
Basically if they do not forward any extra information by the timescale given by the FOS they will just go by what they already received from yourself and the other side.;)

Mine was very complex (like them all really lol) and had taken just over a year from start to finish when paid out.
I do know though that on average they do state upto 6 months, some have been lucky to get it all resolved in 3.;)


I would ring them now and again or even email, they will tell you at what stage they are at, at present.

Good luck !

Di.
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bathgatebuyer

In relation to my claim against the Halifax which is now awaiting Court :eek: I have written to them requesting that all interest and charges added to the balance of my credit card be put 'on hold' until such time as the dispute over PPI is resolved at Court. The interest that has been added to the account since the dispute over the PPI mis-sale started is at about £100 on a balance of £750, so I have asked that this be credited to my account immediately in accordance with OFT Guidance on Debt Collection and the Administration of Justice Act.

(Background - at the moment my card is at £750, with my court claim being for £1600 PPI plus interest so the balance of the card is effectively the useless PPI they sold me).

di3004

Marshallka.

I need to pop out in a little while, just to a little "tea party"......:D , in case anyone thinks my puter has had it again......lol......:rolleyes: .
Oops I should not tempt fate.......:eek: .

Back later.:j :beer: .

Di.
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Pixiedust_3

oping someone can help me Im new here so hoping for some advice.

I took out a loan with firstplus in 2006 which PPI was added, I complained and my complaint was upheld.

The loan was a total of: £120k including ppi which was added at the start of the loan, I was told this was essential.

They have offered me the following:

1. A full refund of the insurance premium £18000 plus interest of £3500 to be applied to my loan account.

2. A refund of PART of the monthly payments paid towards the insurance policy of £4400 (£136 a month) in a refund via cheque.

3. A refund of £500 in a total amount of 8% interest on payments made directly via cheque.


Does this sound reasonible or should I be able to argue that I could get a full refund of the PPI directly via cheque?


Thanks! Pixiedust xx

di3004

Pixiedust wrote: »

oping someone can help me Im new here so hoping for some advice.

I took out a loan with firstplus in 2006 which PPI was added, I complained and my complaint was upheld.

The loan was a total of: £120k including ppi which was added at the start of the loan, I was told this was essential.

They have offered me the following:

1. A full refund of the insurance premium £18000 plus interest of £3500 to be applied to my loan account.

2. A refund of PART of the monthly payments paid towards the insurance policy of £4400 (£136 a month) in a refund via cheque.

3. A refund of £500 in a total amount of 8% interest on payments made directly via cheque.


Does this sound reasonible or should I be able to argue that I could get a full refund of the PPI directly via cheque?


Thanks! Pixiedust xx

Hi hun
Well done on this success on this, at least you have won this claim.:beer: .

As the loan is still active I do think this is how they actually deal with this but you could contact them and suggest about the cheque in full and see what they have to say.

I'm sure one of the others, Tiggrae, Marshallka maybe able to offer some good advice here.
With mine as it was settled it was all refunded in cheque.

Give them a ring hun and see what they have to say, it may be a matter of choice, so suggest it.;)

Although they will be refunding the one cheque, if you have the rest deducted on the remainder of the loan it should bring it down quite a bit.;)

Good luck and well done !:beer:

Di.
x

di3004

I made sure the Click compliance manager confirmed receipt of the email sent, (on an earlier post) and he has finally confirmed receipt of this, so now we should hear within 7 days as requested.;) Hopefully anyway.;)

Dear

I confirm receipt of your email dated 22nd August.

Many thanks

Compliance Manager