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PPI Reclaiming discussion Part II

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    I would now ring the FOS tomorrow about Endeavour and tell them you have a final response and that Click have gone into liquidation but you want to ask if it is within their jurisdiction to make a complaint for the unfair rebate of the ppi you had with them. It does no harm to ask here or have you already been down this route. If not i would certainly ask.:D

    At the same time i would just keep on at this new click all the time. I would not give up, just keep on and on. Let them know you are NOT going away.


    Yep hun, we had already done this and the complaint was returned from the FOS via "END", we also mentioned on the complaint form at the time about Click had dissolved, still the FSA seem not to tolerate what these companies like what Click have done and still doing, so after writing that email to them today, I await an answer, if this is not sorted out I will definately contact the FSA or just do this anyway.;)

    More stories of Phoenix companies as they call it here:
    http://www.tax-news.com/archive/story/FSA_Issues_Warning_To_Phoenix_Firms_xxxx20145.html
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Came across this on the FSCS website, so I take it as myself and others have gone through these to try to reclaim our losses through these so called liquidized companies, they will be investigated first before a payout if eligible:

    http://www.fscs.org.uk/industry/funding/Recoveries/Investment_recoveries_policy/
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Yep hun, we had already done this and the complaint was returned from the FOS via "END", we also mentioned on the complaint form at the time about Click had dissolved, still the FSA seem not to tolerate what these companies like what Click have done and still doing, so after writing that email to them today, I await an answer, if this is not sorted out I will definately contact the FSA or just do this anyway.;)

    More stories of Phoenix companies as they call it here:
    http://www.tax-news.com/archive/story/FSA_Issues_Warning_To_Phoenix_Firms_xxxx20145.html
    The DTI should ban the directors now and quick. Its so wrong all this. It makes my blood boil and who issues them with another consumer credit licence to rip more people off too???
  • marshallka
    marshallka Posts: 14,585 Forumite
    Something needs doing about these Phoenix Firms. It should not be allowed at all. If a company goes into liquidation then the directors should not be allowed to be directors of another firm until all issues complaints regarding the first firm are settled. Who allows this to happen.

    ps never heard of them til tonight but i want to shout about it.

    rant over
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    The DTI should ban the directors now and quick. Its so wrong all this. It makes my blood boil and who issues them with another consumer credit licence to rip more people off too???


    I agree hun - its all sooooo wrong......:mad:
    They have got away with it for so long now, they won't stop there either.

    I think going by that email sent earlier today they may have an idea of what I'm getting at now, I hope it makes them think.;)
    I will keep on at them, nag them silly.......:D
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    I agree hun - its all sooooo wrong......:mad:
    They have got away with it for so long now, they won't stop there either.

    I think going by that email sent earlier today they may have an idea of what I'm getting at now, I hope it makes them think.;)
    I will keep on at them, nag them silly.......:D
    Calling it a night now Di but will be back tomorrow and get your emails done now so they are waiting in the box for first thing in the morning. :beer: Repeat and repeat, I don't think they are hearing you right.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Something needs doing about these Phoenix Firms. It should not be allowed at all.If a company goes into liquidation then the directors should not be allowed to be directors of another firm until all issues complaints regarding the first firm are settled. Who allows this to happen.

    ps never heard of them til tonight but i want to shout about it.

    rant over


    I am with you Marshallka, and its only recently that I have learnt of these "Phoenix firms", if I had known earlier maybe the Click reclaim MAY have been resolved by now......but at least I have something to go by at last.;)

    I do hope others here who have been through the same as me checks into this and fight it all the way, I intend now to keep at it !
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Calling it a night now Di but will be back tomorrow and get your emails done now so they are waiting in the box for first thing in the morning. :beer: Repeat and repeat, I don't think they are hearing you right.


    Thx hun, I won't be too long about either but cheers for going through all this with me.:beer: .:A

    Oh yes get those emails sent in lol.....:D . And keep on - no problem, I will enjoy that......:D

    Night hun, catch ya tomorrow.;)

    Di.
    xx
    The one and only "Dizzy Di" :D
  • petermb_2
    petermb_2 Posts: 1,565 Forumite
    PS as regards the old lady (that had a family) i would have told her to inform her family of it and see if they could perhaps help. If that was my family i would want to help..and be informed to.:D[/quote]

    Fortunately, we wrote to the lender requesting information about this particular account. For some reason the fact that we requested the information from them prompted them to review her file and decide that they would let her off the final 14 months of her £200 per month payments. What generous people they are.
    So the lady kept her dignity and her independance. A win wouldnt you say?
    I am a former Broker, former IFA and former compliance officer, for my sins.

    However, I have since seen the light.
  • maxdp
    maxdp Posts: 3,873 Forumite
    Hi Marshallka and Di

    Thank you for all the links and info put on here last night have been looking through this morning.
    :mad:
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