PPI Reclaiming discussion Part II

sarahc5388

marshallka wrote: »

No wins then yet.

I am ok, just messed up with my claim to FOS according to tiggrae, i have put a claim in for two seperate loans on the same form and should have done them seperate, going to ring them tomorrow. One was for unfair rebate on one loan and misselling on the other.

don't worry - you'll sort it out and it will come good in the end. I've had a really busy and !!!!!! day at work! I'm i'll wake up in the morning and be in a better mood. gonna fill my dads fos form in when i'm in a better mood though cos i don't want to mess it up or put anything really sarcastic just cos i've had a !!!!!! day

marshallka

sarahc5388 wrote: »

don't worry - you'll sort it out and it will come good in the end. I've had a really busy and !!!!!! day at work! I'm i'll wake up in the morning and be in a better mood. gonna fill my dads fos form in when i'm in a better mood though cos i don't want to mess it up or put anything really sarcastic just cos i've had a !!!!!! day

I know what you mean. You can end up demanding in a mood like that, I did it with my firstplus claims, sounded too angry.

Tomorrows another day so they say

x

tiggrae

sarahc5388 wrote: »

don't worry - you'll sort it out and it will come good in the end. I've had a really busy and !!!!!! day at work! I'm i'll wake up in the morning and be in a better mood. gonna fill my dads fos form in when i'm in a better mood though cos i don't want to mess it up or put anything really sarcastic just cos i've had a !!!!!! day

you're only in a bad mood cos it's been raining all day - I should know !!!

bathgatebuyer

marshallka wrote: »

Co-op have used with me that i should have been aware of this loss within 3 years.

Is that them quoting the Limitations Act? The Halifax have tried to quoet the Limitations Act with me in that my PPI cover was signed for in 2001, although I only became aware of the exclusions relating to my cover in 2006 so will be quoting various parts of the Limitations Act in court including the part about becoming aware of the loss within 3 years.

marshallka

tiggrae wrote: »

you're only in a bad mood cos it's been raining all day - I should know !!!

Tiggrae, i was going to mention the weather but i thought it was just me (sad sufferer).

marshallka

bathgatebuyer wrote: »

Is that them quoting the Limitations Act? The Halifax have tried to quoet the Limitations Act with me in that my PPI cover was signed for in 2001, although I only became aware of the exclusions relating to my cover in 2006 so will be quoting various parts of the Limitations Act in court including the part about becoming aware of the loss within 3 years.

The limitations act is 6 years but this 3 year thing is not something that they should state. I did not know about these types of policies and that is that.:D

tiggrae

marshallka wrote: »

Tiggrae, i was going to mention the weather but i thought it was just me (sad sufferer).

I can see (usually) where Sarah lives from my window - but it's been a horrid nasty day here today

di3004

marshallka wrote: »

Welcome back Di x

Have you got any more news on your endeavour/hfc claim today.

Hi Marshallka hunni.

No news yet, I think I worked it out to be by Friday I should hear - hope so anyway.

I hope Endeavour treat this as a new complaint, as the first one was about the mis selling then told to pursue to Click who you know have dissolved, and this one is about the unfair rebate.
Still not sure if the FOS will look at this though, because they had already confirmed when I complained about Endeavour they were unable to look at this as they were not under jurisdiction then, but because this is now a total different complaint "unfair rebate" I am hoping they will.;)

I just hope my postie does not get muddled with the post again....:rolleyes:

Di.
x

sarahc5388

thanks guys! made me smile - you know how it is when you feel like you're getting all the work and then everyone goes home early cos they've nowt to to!

marshallka

sarahc5388 wrote: »

thanks guys! made me smile - you know how it is when you feel like you're getting all the work and then everyone goes home early cos they've nowt to to!

Sarah, did you read my post giving a cat a tablet i put on here a few weeks back. That should make you smile. post 3184