PPI Reclaiming discussion Part II

di3004

Absolut_Wench wrote: »

Well, I'm no expert but I can drop in a bit of good news.

I have been having a letter a month from the FOS saying they have a high volume of cases, so my case against Halifax is still waiting to be assigned to an adjudicator.

Last letter of this type was received at the beginning of June.

I had a letter this morning to say the FOS have upheld my complaint, and Halifax have to pay back all PPI premiums, plus interest, plus 8%

:j :j :j :j :j :j :j :j :j :j

So, hang on in there - it looks like things are starting to move I only referred to the FOS at the beginning of April

I'll post (on the success thread) how much when I get confirmation of the figures :beer:

Wow, well done this is brilliant news, looks like this one was more or less straight forward then going by the short time the FOS dealt with this, great news.;) .

I have a LLoyds TSB credit card ppi claim in with the FOS right now, in fact checking by track and trace they had received this over 3 weeks ago, yet I have not had any confirmation from the FOS yet, my hubby's was sent just after and he has already received his confirmation letter, so I suppose this can also depend on who's desk the paperwork lands on.;)

With Nemo it was over a year, well just by the time they paid out, yet they were also trying to fight this out, asking for extra time all the time from the FOS......:rolleyes: .

Anyway, great news, well done, and onwards and upwards from here.;)

Di.
xxx

alleybabes

YEOSAL wrote: »

The support from this site is great, but I am going to cancel the other claim as it has already cost me £210 and now they are asking £200 to be sent in with the allocation questionnaire. It is not the money really but the principle of teaching these people a lesson, and to be honest I felt pretty humiliated in that court room as I knew I was in the right.

I am still a bit mad about it and thinking of horrible ways to get back at them. Think I will send them a Laini's SAR request just to give them a load of hassle.

Got a complaint with the ICO as they wont give me a copy of another loan I had. :mad: :mad: :mad: . Maybe I should go to the newspapers :cool:

hi im sorry to hear you didnt win its si unfair,im thinking of not bothering with my court hearing now you cant beat these big companies

di3004

YEOSAL wrote: »

The support from this site is great, but I am going to cancel the other claim as it has already cost me £210 and now they are asking £200 to be sent in with the allocation questionnaire. It is not the money really but the principle of teaching these people a lesson, and to be honest I felt pretty humiliated in that court room as I knew I was in the right.

I am still a bit mad about it and thinking of horrible ways to get back at them. Think I will send them a Laini's SAR request just to give them a load of hassle.

Got a complaint with the ICO as they wont give me a copy of another loan I had. :mad: :mad: :mad: . Maybe I should go to the newspapers :cool:

Hi there YEOSAL

Again I am very sorry to hear of your loss here.

I was wondering if there would be another way round this without having to spend any of your money.
I know you have gone as far as the courts, but is there anything you think you have missed ?

I may be talking silly here, but if I come across anything or any information that I think may help I will let you know, thats if its okay by you.
Could be a bit of a long shot now that you have been to court, but maybe worth looking into.

Will get back to you if I find anything okay hunni, but don't want to build your hopes up here in case there is nothing more that can be done, will do my best though.;)

Di.
xx

marshallka

Tiggrae, another for you here.

I have looked back at your posts about Bespoke and note that you say that they hold a consumer credit licence but at the time of my loan/ppi they were called Karacus Limited and did not change to Bespoke until 2003. I need to know whether Karacus Limited ever held a CC licence here in the uk and from what date. This is REALLY important.

Where did you find the information out that Bespoke had the licence. Was it the OFT???

tiggrae

marshallka wrote: »

Tiggrae, another for you here.

I have looked back at your posts about Bespoke and note that you say that they hold a consumer credit licence but at the time of my loan/ppi they were called Karacus Limited and did not change to Bespoke until 2003. I need to know whether Karacus Limited ever held a CC licence here in the uk and from what date. This is REALLY important.

Where did you find the information out that Bespoke had the licence. Was it the OFT???

yes it was, you can phone and ask them, can't remember if there is an on line register

marshallka

tiggrae wrote: »

yes it was, you can phone and ask them, can't remember if there is an on line register

tiggrae, can you remember the date of Bespoke????

Laini

please find following details

nemo finance
1st loan date6/10/05:29,000 + PPI 7,177.50 =36,177.50

ADVANCE/NEWLOAN date01/12/05: 39,000 +PPI 9,652.50= 48,652.50 this included paying off the 1st loan as we only wanted an advance of 10,000

settlement figure paidjan2007: 51,340.69

rebate given feb2007:cheque 1,448.89

with FOS:NOV 2007
we have an adjudicator who is upholding our complaint which was te same time as FP but FOS have nt heard back from them so will be ringing on monday for an update

Hope this makes sense
just wanted some help with what we may expect figure wise
please could you have a look M.colak when you are back off your jollies
everyone welcome to see what they get it to I will post my blonde sum later
Laini x:j

marshallka

Laini wrote: »

please find following details

nemo finance
1st loan date6/10/05:29,000 + PPI 7,177.50 =36,177.50

ADVANCE/NEWLOAN date01/12/06: 39,000 +PPI 9,652.50= 48,652.50 this included paying off the 1st loan as we only wanted an advance of 10,000

settlement figure paidjan2007: 51,340.69

rebate given feb2007:cheque 1,448.89

with FOS:NOV 2007
we have an adjudicator who is upholding our complaint which was te same time as FP but FOS have nt heard back from them so will be ringing on monday for an update

Hope this makes sense
just wanted some help with what we may expect figure wise
please could you have a look M.colak when you are back off your jollies
everyone welcome to see what they get it to I will post my blonde sum later
Laini x:j

Blummin hell Laini, you're going to be minted....:j

When is m colak back????

Laini

marshallka wrote: »

Blummin hell Laini, you're going to be minted....:j

When is m colak back????

I think it might be about 11000 hopefully
but it shows how much debt we are in!!!

marshallka

Laini wrote: »

I think it might be about 11000 hopefully

pm'd you laini