PPI Reclaiming discussion Part II

marshallka

The thing is my arrangement fee is with the same lender and also for the same amount too. :eek:

maxdp

marshallka wrote: »

Its so quiet on here tonight and today don't you think and yesterday come to think of it??

Certainly is perhaps this is the end of the PPI Forum:eek:

marshallka

maxdp wrote: »

Certainly is perhaps this is the end of the PPI Forum:eek:

Maxdp, I was just saying. I think the next biggie will be arrangement fees with mortgages. I think they are extortionate.:mad:

maxdp

marshallka wrote: »

Alistair Darling, the Chancellor of the Exchequer, has issued a stark warning to banks and lenders – to reduce extortionate arrangement fees on mortgage loans and stop ripping consumers off. This comes after a recent report that lenders have been hiking up arrangement fees on mortgages, and that some have even doubled over the past year or two, with others being hiked up more recently.

This was the 7th August, 2008. When will something be done? I don't want to pay this and then them do something about it and lose out or have to go through a claim with the FOS to get them back.

I would be surprised if anything was done cause they have to get their money back somehow. They are already putting interest rates up on overdrafts and credit card charges etc etc they get their money back any way they can. It does not matter how much we claim back it is like pi..ing in the wind to these large banks they will get us all in the end:eek:

maxdp

maxdp wrote: »

I would be surprised if anything was done cause they have to get their money back somehow. They are already putting interest rates up on overdrafts and credit card charges etc etc they get their money back any way they can. It does not matter how much we claim back it is like pi..ing in the wind to these large banks they will get us all in the end:eek:

Tried to get my arrangement fee back was not huge about 250 but the computer said NO:rotfl:

marshallka

maxdp wrote: »

Tried to get my arrangement fee back was not huge about 250 but the computer said NO:rotfl:

Are you on about arrangement fee here or the exit fees?? Exit fees you were allowed to challenge some time ago. I tried also for £250 with Abbey but failed. They are complete and utter barstewards aren't they. In fact no-one will be able to own anything at all in this country soon.

http://forums.moneysavingexpert.com/showthread.html?t=363731

This is the exit fees thread here but like I say this is actually arrangement fees now and this as yet has not been an issue. Mark my words this will become one. They are charging £5K now to do it and its extortionate. Watch this space. Martin will be on to it...

maxdp

marshallka wrote: »

Are you on about arrangement fee here or the exit fees?? Exit fees you were allowed to challenge some time ago. I tried also for £250 with Abbey but failed. They are complete and utter barstewards aren't they. In fact no-one will be able to own anything at all in this country soon.

Sorry that was exit fees. Am going to sign off now as need to get beauty sleep so may be asleep for a couple of weeks LOL:eek:. Anyway talk in morning. Glad you have done other things today. Good for you:D

marshallka

maxdp wrote: »

Sorry that was exit fees. Am going to sign off now as need to get beauty sleep so may be asleep for a couple of weeks LOL:eek:. Anyway talk in morning. Glad you have done other things today. Good for you:D

It is good to take a break. It was making me ill to tell you the truth maxdp.

Have a good nights sleep and catch you tomorrow. I need to get some beauty sleep too. But maybe years for me lol:eek: .

maxdp

Will have look on there in the morning. Have just found out that I have PPI on business loan so am going to start that one off in the morning.

Lloyds are going to put me on the top of their danger list I think:D Oh well someone has to be there. They have not rung up lately trying to sell things I wonder why:rolleyes:

Need to keep their lives interesting and challenge them otherwise their lifes will become boring:rotfl::T

Goodnight All.;)

di3004

Just stuffed a curry.......:D

Sorry to miss you Maxdp, have a good night sleep hun and don't work too hard in work.....:D . x