PPI Reclaiming discussion Part II

di3004

News updated 10 Oct 2008

Increase in PPI complaints results in further investigation:

http://www.themoneystop.co.uk/102008/increase-in-ppi-complaints-results-in-further-investigation.html

money_back_3

di3004 wrote: »

Hi hun
I would contact the telephone number of the loan company who sent you the letter and ask them what they meant about them stating that Southampton had dealt with this, you need to tell them that it was actually arranged by so and so branch where you live, if that was the case, and not actually by Southampton, they do need to make it clear to you.

If they state that it was Southampton who arranged this, you do need to confirm that this was impossible as its a very long long way from you etc.

Was this arranged loan arranged in the actual branch or over the telephone by any chance ?

Then from there if they cannot help you any further and say they will not look in this again I would then move on to the FOS.

So give them a ring tomorrow hun and ask them what they meant about Southampton, you need to clarify how it was sold to you, I would personally though put it back in writing and tell them you would appreciate another written response to this within 7 days as its only a query, but at least you will have everything in writing in case this has to be moved on to the FOS.

Hope this helps hun, if not please just let us know.;)

Ok thanks for that

The loan was aranged in a branch with a very long meeting with a very pushly sales man i still remember it.

maxdp

Hi All

Am waiting to hear from A and L about PPI on another credit card:eek: It is with the FOS at moment so hopefully I shall get a full offer this week. Did really well out of my last A and L they paid about 600 more than I worked out.:j

maxdp

Just going through paperwork and have found that I have had PPI on a business loan. Think I may have to claim that back. Lloyds here I come:D

di3004

money_back wrote: »

Ok thanks for that

The loan was aranged in a branch with a very long meeting with a very pushly sales man i still remember it.

Arh the usual mis selling then???:rolleyes: .

Hun you need to tell the FOS everything on your form and even tell them your sale had taken place at your local branch and not that of Southampton, yet if this is on that letter take a photocopy and enclose this and any other evidental proof you have to back your complaint.;)

Also just to say, post by recorded delivery.
Good luck
Di.
x

maxdp

Hi Di. You have been on here mostly by yourself. Do your husband and son go sea fishing? My son loves fishing as well. Comes back with half his equipment but thoroughly enjoys himself. Went fishing on the pier last year caught bucket loads of mackeral (is that how you spell it):rolleyes: and then sold it all to people on the pier.:beer:

di3004

maxdp wrote: »

Just going through paperwork and have found that I have had PPI on a business loan. Think I may have to claim that back. Lloyds here I come:D

Hi Maxdp hun......whippeeeeeeeee go and get em hunni and good luck with A&L too.....:j . x

di3004

maxdp wrote: »

Hi Di. You have been on here mostly by yourself. Do your husband and son go sea fishing? My son loves fishing as well. Comes back with half his equipment but thoroughly enjoys himself. Went fishing on the pier last year caught bucket loads of mackeral (is that how you spell it):rolleyes: and then sold it all to people on the pier.:beer:

Hiya hun.;)

I know I'm sad ain't I ?:o lol.

Yes hun hubby has been a sea fisherman since a kiddie himself, from both the sea and sea boat fishing, now my son's especially the youngest is well into this himself.
My hubby used to help as a crew member on sea boat fishing too, and today they caught a load of whiting, and yes hun I think Mackeral is spelt right - well that's how I spell it anyway lol.:D

Wow your son done well, tell him well done from me, the clever young man he is.:j :beer: . x

Oh and I loveeeeee your siggie lol !!

maxdp

di3004 wrote: »

Hiya hun.;)

I know I'm sad ain't I ?:o lol.

Yes hun hubby has been a sea fisherman since a kiddie himself, from both the sea and sea boat fishing, now my son's especially the youngest is well into this himself.
My hubby used to help as a crew member on sea boat fishing too, and today they caught a load of whiting, and yes hun I think Mackeral is spelt right - well that's how I spell it anyway lol.:D

Wow your son done well, tell him well done from me, the clever young man he is.:j :beer: . x

Oh and I loveeeeee your siggie lol !!

Trouble was Di I love mackerel and would have eaten them, he did bring me back a few to gut. bless...... Wow your hubby obviously knows a lot about fishing and can pass that on to your sons.

Thank you re signature(takes a bow) Tee Hee. Well fingers crossed anyway. Have to wait till end of week to hear about my first claim with the lovely bank getting rather scary now:eek:

di3004

maxdp wrote: »

Trouble was Di I love mackerel and would have eaten them, he did bring me back a few to gut. bless...... Wow your hubby obviously knows a lot about fishing and can pass that on to your sons.

Thank you re signature(takes a bow) Tee Hee. Well fingers crossed anyway. Have to wait till end of week to hear about my first claim with the lovely bank getting rather scary now:eek:

Aww, so you love mackeral then hun ?:D , when we used to go to Newquay in Cornwall I used to go on the boats with hubby and the kids for mackeral and I was so excited when I caught my first one, I almost fell in the sea :rotfl: lol.

I will keep everything crossed for you hunni and please keep us posted hunni.:j :beer: .