Home Insurance Cost Cutting System/MoneySavingExpert.com Discussion

sunnydays_2

Hi checked I the post office insurance site as I have been sent out a house content insurance quote and I think I'll take it but as far as I can make out the £50 cashback offer is only if you take out buildings insurance(which I don't need) as well as contents insurance, does anyone know if this is right?
:money:

marcellep

sunnydays wrote:

Hi checked I the post office insurance site as I have been sent out a house content insurance quote and I think I'll take it but as far as I can make out the £50 cashback offer is only if you take out buildings insurance(which I don't need) as well as contents insurance, does anyone know if this is right?
:money:

Below info is from postoffice.co.uk, I am sure that answers your question.

†Terms and conditions of £50 cash back offer

1. Offer applies only to new customers taking out Post Office™ car insurance and/or Post Office™ combined buildings and contents home insurance. Take out both and get £100 cash back in total.
2. Maximum of one £50 cash back per policy. Cannot be used in conjunction with any other offer.
3. A £50 postal order will be sent within 28 days of the start date of the policy
4. Offer may be amended or withdrawn by Post Office Ltd without notice at anytime.
5. Post Office Ltd reserves the right to reclaim the £50 cash back if you cancel your policy within 12 months of the policy start date.

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we rent a council house and only need contents insurance we are insured with norwich union. we have just had a new kitchen fitted when a told n.u we where informed that the kitchen would not be covered and would have to take out building cover as well. this has bumped up the cost alot does anyone know of any way round this we would be most grateful.

regularsaver1

Starting Monday 22nd, Halifax are offering "Buy Buildings, get contents half price" - until mid April

clearvisor

homersimpson wrote:

i just read martin's article on household insurance- basically says don't pay by monthly installments because company lends you money and you pay interest. is this true?
if you have opted to pay by monthly installments should you ring up insurer and tell them you want to pay all of it. should they offer you discount? can you insist on it? do you have any redress if company did not tell you they are lending you money and paying interest.
thanks

Homersimpson, I also have just found that out, I was with Norwich Union until last year when Barclays said they could do it cheaper ,turned out Just £1-50 cheaper, how ever I have just had a renewal through and Barclays have put it up by £40 all but a penny and thats without a claim, so they can stick it,

clearvisor

I suggest you don't have Barclays as they have put mine up by almost £40 with out a claim making it £181-64 for a oap,robbing co

clearvisor

Bisto,can you try for me please, terrace 2 bed bungalow,no claims and I would like garden plants and shed included, thanks OAP

LJgirl

I actually think that I Love Martin, he rocks... I followed his cutting the cost of home insurance link - and I have saved heaps!

Barclays home insurance renewal: £718.97 (sucks!)

Tried CIS (as I used to be insured with them): £637.61

Put my info into insuresupermarket.. also called these companies to double check on bits:

post office: £419 after £50 cash back (but not enough cover on outbuildings)

Halifax: £299!! Plus interest free monthly payments.. thats is a saving of £419.97 off of my renewal quote - Hurray!! And its better cover for me than Barclays..

Very Happy :T

LJgirl

Ps. Barclays had raised my insurance renewal price by £268.69! from £450.28 last year to £718.97 this. No claims - no change in circumstances, weird! see post above

marcellep

Mother got her renewal through the post today for £110.15 (contents only), I thought what are the chances of beating that price. So I spent a few minutes reading all the information here. A few quotes later I get a price for £94.01 for the same policy, same company and same benefits. Oh for got to mention we also get £35 cash back via quidco.

Dont accept your renewal without checking around, also worth doing a new quote with your current company.

Ps - Mother was with AA and has just taken a new policy with them :money: