Car Insurance Job Picker Discussion

dacouch

If he is on JSA then it would be hard to convince an Insurer if they looked into it that he is a house husband as to be on JSA he has to agree that he is actively looking for work

anbetophillip

Hi bro and sis,

I read some opinion about this topic in citehr forum. We can find out some articles at about.com or shrm.org, I think that it is useful for our community.

Rgs

Marv02

This is pretty interesting stuff. What would have been even better is if they had shown a list of all the jobs, but via price. Just to check who gets the cheapest insurance.

flyingflea

This tool needs to be updated, it's 3 years out of date and people should be reminded to always check validity of data before committing.

I just completed 2 car insurance quotes changing only one detail, my job title. According to Martin's Job Picker, selecting Computer Engineer should save me £13.60 as oppose selecting Computer Technician.

However, what I actually found was completely the opposite! Selecting Computer Technican was actually £31 cheaper than selecting Computer Engineer!

junitrules

@flyingflea - I googled computer engineer and it is the highest risk occupation for car insurance, which is why computer technician is cheaper.

Out of interest - what is your job title? I am a network support engineer and found that network controller (computer) was £50 cheaper than computer engineer.

raskazz

junitrules wrote: »

@flyingflea - I googled computer engineer and it is the highest risk occupation for car insurance

Really??! Cheaper than "professional footballer" for example?

Bristol_Dancer

I hate these drop-downs for occupation... I don't feel like I'm described fairly!

I own my own business... I'm a self-employed dance instructor.
Yes, if you've followed my posts before, you'll know that I teach pole dancing.
I *very occasionally* perform in this capacity but making less than £500 a year from this part of my job hardly counts as an occupation.

So.
Drop downs don't have:
"self employed"
"business owner"
"dance instructor / teacher" (let alone pole dance instructor - which I'm sure most insurers would just tar with the stripper brush)

Options DO include:
"fitness / keep fit instructor" - nope. it's DANCE
"dancer" - nope. My main business is TEACHING and the business admin involved in that. (performing is a tiny part of my job)
I'm sure as hell not putting "exotic dancer" - I don't work in a gentlemen's club. (and from the point of view of an insurer, driving very late at night, and possibly having rather looser morals or intellect than the general population - not that this is true, but I'm thinking form the POV of the insurer who doesn't know the difference)

Before we go down the conversation of pole dancing - imagine I owned and ran a Ballet school and try to fit that in to the occupation list.

Mermaid63

Can anyone tell me what job title I could select for taxi driver?

BobbinAlong

I usually pick computer programmer or software developer but this showed me data administrator as an option that would save over a tenner and as my official job title is database administrator/application developer I shall try it in future.

mikey72

Bristol_Dancer wrote: »

I hate these drop-downs for occupation... I don't feel like I'm described fairly!

I own my own business... I'm a self-employed dance instructor.
Yes, if you've followed my posts before, you'll know that I teach pole dancing.
I *very occasionally* perform in this capacity but making less than £500 a year from this part of my job hardly counts as an occupation.

So.
Drop downs don't have:
"self employed"
"business owner"
"dance instructor / teacher" (let alone pole dance instructor - which I'm sure most insurers would just tar with the stripper brush)

Options DO include:
"fitness / keep fit instructor" - nope. it's DANCE
"dancer" - nope. My main business is TEACHING and the business admin involved in that. (performing is a tiny part of my job)
I'm sure as hell not putting "exotic dancer" - I don't work in a gentlemen's club. (and from the point of view of an insurer, driving very late at night, and possibly having rather looser morals or intellect than the general population - not that this is true, but I'm thinking form the POV of the insurer who doesn't know the difference)

Before we go down the conversation of pole dancing - imagine I owned and ran a Ballet school and try to fit that in to the occupation list.

All the ones I've used have always had "dance teacher" as an option.