Car Insurance Job Picker Discussion

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Comments

  • dacouch
    dacouch Posts: 21,637 Forumite
    Name Dropper First Anniversary First Post
    If he is on JSA then it would be hard to convince an Insurer if they looked into it that he is a house husband as to be on JSA he has to agree that he is actively looking for work
  • Hi bro and sis,

    I read some opinion about this topic in citehr forum. We can find out some articles at about.com or shrm.org, I think that it is useful for our community.

    Rgs
  • Marv02
    Marv02 Posts: 373 Forumite
    This is pretty interesting stuff. What would have been even better is if they had shown a list of all the jobs, but via price. Just to check who gets the cheapest insurance.
  • flyingflea
    flyingflea Posts: 192 Forumite
    First Anniversary First Post Newshound!
    This tool needs to be updated, it's 3 years out of date and people should be reminded to always check validity of data before committing.

    I just completed 2 car insurance quotes changing only one detail, my job title. According to Martin's Job Picker, selecting Computer Engineer should save me £13.60 as oppose selecting Computer Technician.

    However, what I actually found was completely the opposite! Selecting Computer Technican was actually £31 cheaper than selecting Computer Engineer!
  • junitrules
    junitrules Posts: 12 Forumite
    @flyingflea - I googled computer engineer and it is the highest risk occupation for car insurance, which is why computer technician is cheaper.

    Out of interest - what is your job title? I am a network support engineer and found that network controller (computer) was £50 cheaper than computer engineer.
  • raskazz
    raskazz Posts: 2,877 Forumite
    junitrules wrote: »
    @flyingflea - I googled computer engineer and it is the highest risk occupation for car insurance

    Really??! Cheaper than "professional footballer" for example?
  • I hate these drop-downs for occupation... I don't feel like I'm described fairly!

    I own my own business... I'm a self-employed dance instructor.
    Yes, if you've followed my posts before, you'll know that I teach pole dancing.
    I *very occasionally* perform in this capacity but making less than £500 a year from this part of my job hardly counts as an occupation.

    So.
    Drop downs don't have:
    "self employed"
    "business owner"
    "dance instructor / teacher" (let alone pole dance instructor - which I'm sure most insurers would just tar with the stripper brush)

    Options DO include:
    "fitness / keep fit instructor" - nope. it's DANCE
    "dancer" - nope. My main business is TEACHING and the business admin involved in that. (performing is a tiny part of my job)
    I'm sure as hell not putting "exotic dancer" - I don't work in a gentlemen's club. (and from the point of view of an insurer, driving very late at night, and possibly having rather looser morals or intellect than the general population - not that this is true, but I'm thinking form the POV of the insurer who doesn't know the difference)

    Before we go down the conversation of pole dancing - imagine I owned and ran a Ballet school and try to fit that in to the occupation list.
  • Can anyone tell me what job title I could select for taxi driver?
  • I usually pick computer programmer or software developer but this showed me data administrator as an option that would save over a tenner and as my official job title is database administrator/application developer I shall try it in future.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    I hate these drop-downs for occupation... I don't feel like I'm described fairly!

    I own my own business... I'm a self-employed dance instructor.
    Yes, if you've followed my posts before, you'll know that I teach pole dancing.
    I *very occasionally* perform in this capacity but making less than £500 a year from this part of my job hardly counts as an occupation.

    So.
    Drop downs don't have:
    "self employed"
    "business owner"
    "dance instructor / teacher" (let alone pole dance instructor - which I'm sure most insurers would just tar with the stripper brush)

    Options DO include:
    "fitness / keep fit instructor" - nope. it's DANCE
    "dancer" - nope. My main business is TEACHING and the business admin involved in that. (performing is a tiny part of my job)
    I'm sure as hell not putting "exotic dancer" - I don't work in a gentlemen's club. (and from the point of view of an insurer, driving very late at night, and possibly having rather looser morals or intellect than the general population - not that this is true, but I'm thinking form the POV of the insurer who doesn't know the difference)

    Before we go down the conversation of pole dancing - imagine I owned and ran a Ballet school and try to fit that in to the occupation list.

    All the ones I've used have always had "dance teacher" as an option.
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