Car Insurance Job Picker Discussion

forgotmyname

Depends on the insurer. Whilst off work on the sick some time back the insurer asked in i was in receipt of ANY government paid benefits.

They would not insure me if i was. Wouldnt cover unemployed on any form of benefits.

faddy

Coming up for renewal, and told current insurer that my wife's job has changed from Assistant Teacher to Welfare Officer. This does reflect an actual shift in her responsibilities but was motivated by the Car Insurance Job Checker suggesting a reduction would follow. Actually resulted in a £40 increase :mad:

faddy

ComebackGirl wrote: »

Sorry for laughing:o

Maybe you could change it back next renewal time.

Ended up moving to a new insurer, who just have her down as "school employee".

Her new role means she does a lot more business mileage than a typical school employee. I take it there's no need to mention this to the insurer (there was no question about business mileage)?

tizzytiz

Hi!


I'm looking for cheap car insurance, but unsure what to classify myself as, and wondering if anyone has any experience here!


So I am in full time education, so that makes me a student, but on the comparison websites the options are
Student
Student - living at home (I am technically living in my own home, but not my parents home - I live here full time w/ mortgage)
Student - living away from home (I no longer live with parents, but I still consider my family home 'home'... if you know what I mean
Student, University - living at home/away from home (the same as above, but with the university option I suppose!)


I also have a job which funds me, so what should I say about this? There are just too many options! If anyone knows which one would be most suitable (and cheapest!) I would be very grateful!


Thanks

forgotmyname

Just student. Your not living at home as this applies to younger students still living with parents.
And you put that you have a part time job.

timoak33

Hey everyone, so I used the job finder tool but my job can be many different sectors or trade. For my case I am a Chef.
But... I work offshore and in the marine industry.
So how do I compare, Chef, Seaman, Oil Rig Worker, Contractor.
These are all different sectors, but which is cheapest? £400 Is ballpark for my insurance...
Thanks in advance!
Tim

rudekid48

timoak33 wrote: »

Hey everyone, so I used the job finder tool but my job can be many different sectors or trade. For my case I am a Chef.
But... I work offshore and in the marine industry.
So how do I compare, Chef, Seaman, Oil Rig Worker, Contractor.
These are all different sectors, but which is cheapest? £400 Is ballpark for my insurance...
Thanks in advance!
Tim

Most companies ask 2 questions; Your occupation and your employers' business. Your occupation is 'Chef' and you would need to choose your employers business from the options. A 'Chef' in a high street restaurant will probably be deemed less risky than a 'Chef' on an oil rig. This is how insurers differentiate between people with similar job titles.

trukdiver

rudekid48 wrote: »

Most companies ask 2 questions; Your occupation and your employers' business. Your occupation is 'Chef' and you would need to choose your employers business from the options. A 'Chef' in a high street restaurant will probably be deemed less risky than a 'Chef' on an oil rig. This is how insurers differentiate between people with similar job titles.

But a chef on an oil rig is less likely to be using their car for commuting....

dacouch

trukdiver wrote: »

But a chef on an oil rig is less likely to be using their car for commuting....

Oil Rig workers have traditionally been highly rated by Insurers, the not commuting (Although they obviously can commute at the end / start of a period off shore) is taken into account but they are still perceived as being high risk by many Insurers

trukdiver

dacouch wrote: »

Oil Rig workers have traditionally been highly rated by Insurers, the not commuting (Although they obviously can commute at the end / start of a period off shore) is taken into account but they are still perceived as being high risk by many Insurers

I suppose oil rig workers are likely to celebrate a lot while they're not on the rig.;)

But a chef could be a high risk because the hours they work and locations of restaurants may mean they are a high risk of theft or vandalism.