Hurrah, my MFW quest has started

setmefree2

with all that

abouttimetoo

Hi all

Just a quick post to say I am back from my hollies. I have set some time aside tonight to [STRIKE]play with [/STRIKE] update my spreadsheet following the base rate change while I was away.

Looks like there is lots of threads to catch up with too.

Hope you are all doing well with your MFW plans
Regards
ATT

SmlSave

Welcome back! Did you have a good time?

RUSHY_2

Can someone please tell me what a "lurker is " !!!!!

SmlSave

RUSHY

a lurker is someone who reads the threads but doesn't post or say hi

taka

SmlSave wrote: »

RUSHY

a lurker is someone who reads the threads but doesn't post or say hi

Like me!! :hello: :shhh: Who said that...

SmlSave

I don't think of you as a lurker taka :hello: hi!

abouttimetoo

SmlSave wrote: »

Welcome back! Did you have a good time?

Hi SmlSave, yes, I had a lovely time although not much skiing done :rolleyes: The weather was very extreme - it snowed just about all the time - probably 6 out of the 7 days and I'm a bit of a fair weather skiier - if it's not sunny I don't want to play

abouttimetoo

Goodnes,, where does the time go to - I haven't been on here much for a few weeks what with holidays and work is just soooooo busy and I've been away all week again with no chance to look at MFW:mad:

I've just updated my signature and nice to see another little milestone with the IO part having 88 at the front instead of 89. I've also made another £75 OP to my BTL and have updated the one post that in this thread that I use for the BTL stuff.

When I got home last night there were letters from my mortgage provider confirming new payment details from next month following the base rate change so my residential mortgage is now being charged at 0.5% and my BTL at 2.5%.

Although I'm pleased with the OP's I'm not paying as much as I'd like and this is because I'm building my money back up as I borrowed a bit from my stooze pot last year - I know there's nothing I can do about this but it niggles me that I could be making double the OP's I am if I wasn't repaying the stooze back - I can't have it all ways though and the remainder of the stooze will be repaid in July and September then I can really ramp up the OP's.

In fact I have a confession to make At the minute my 'normal' payment plus my OP totals £100 less than I was paying before I started OPing and my mortgage rate was at it's highest - not very good is it!

Thats all for now then as I must get organised and get out to do some errands!

Regards
ATT

SmlSave

I think you've done very well ATT.

I have a confession to make At the minute my 'normal' payment plus my OP totals £100 less than I was paying before I started OPing and my mortgage rate was at it's highest

Once your stooze poy is 'full' I'm sure you'll be back on track!

Hope you had a good weekend