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Live on £4000 for a year - Part 2
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You managed to find us in the end Mumzylost my way but now I'm back ! roll on 2013
spc member 72
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Hello everyone. It has taken me 2 hours to catch up. you all seem to have had loads of fun these last few days. I have been busy but don't seem to have a lot to show for it.
We went to blackpool zoo to check it out on tuesday. We had a lovely time.
It was a bit expensive at £39 for three adults but fortunately the youngest was free with the ticket off the cereal box so we saved £9 on that and we took a picnic.
It is quite a nice zoo and they are making lots of improvements which I am looking forward to seeing when they are finished.
I wanted to see if it was worth getting a years membership for myself and youngest son so we can go often and study the animals closely(we home ed). It is £66 for the two of us for the year and we can go as often as we like.
I just have to work out the best way to get there without the car.DH goes to work a 5am and I do NOT want to take him to work so I can have the car at that time.0 -
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Good morning fellow frugallers:D
Looks like another lovely day here, I am in a happy mood as it is my birthday today and I will be getting spolied:D . OH has surprised me with a lovely Joules picnic basket which I was eyeing up in the equestrian shop recently but was too stingy to buy:rotfl: Good excuse now for more days out and picnics;) Can cross that one off my wish list now:p
Plans for today:
Check on greenhouse and veggies, go to costco for work and check prices of rice, flour etc for my bulk buying challenge,cook tea for the oldies tonight,sort my office out in between ready for the relief manager when I go on my jollies next week:D
Have a good day everyone, hope the bingo peeps had some luck during the night;)
Catch up with you all later.0 -
Happy birthday to you
Happy birthday to you
Happy birthday dear Sophiesmum
Happy birthday to you
And hello to everyone else!:heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.0 -
Sophiesmum Happy Birthday to you, I hope you have a loverly day
Could you tell me where i find the thread for the bulk buying challenge, or if it is just your own personal challenge can you tell me more about it?
Well everyone, im off to my sisters today and i cant waitIm meeting my gran in town and seeing what bargains they have, oh i do miss the big towns and shops
I need to get a present for my sisters son's friends birthday tomorrow, i think i will get a doll or barbie doll.. great thing is sister is giving me money back cause its not my sons friends party..im just picking the present up and lending her the money till i get to my sisters
I have unlimited internet at my sisters on her pc but taking my laptop and modem because i wont be sitting in her conservatory at night (saturday night) cause i get scared easily lol.
Hope everyone has a great day and see you all laterSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320 -
Happy Birthday Sophiesmum!!! I was just thinking this morning that we should start a petition for "Pamper Sophiesmum for a day" and am so happy that you have had a lovely start for your Birthday.
"Everything will be alright in the end. If it's not alright, it's not the end."
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Grrrrrrr really cross with myself this morning, just realised I've been charged £25 unpaid item for a cheque. The most annoying thing about it is that I had the money sat in my linked savings account with the same bank but just forgot to transfer it across in time :mad: :mad: :mad: :mad: Off to drown my sorrows in a box of chocolate fingers!!!!Credit Card Debt
2019 - £7520
2023 - £1975
Pay Debt by Xmas #290 -
Thanks for that. It seems a bit fluid. It looks like if I could live off 4000 I'd be going UP in the world instead of struggling, because my annual spend after house, car running costs, loan repayments etc is about 2900GBP (sorry, Spanish keyboard, no pound sign) but there you go. Anyway, I'll let you get back to your bingo, but as I live in Spain, hearing dos mujeres gordas, ochenta y ocho or todo de los nueves, noventa y nueve doesn't have the same ring as the English originals.
Wow! £2900 for a full year?
The following is everything I include in my budget and I would really, really appreciate your comments on how it compares to Spanish prices. My household comprises of 3 adults, the house is very old and cold and we live in quite a rural area of Scotland, hence the heating costs. Many thanks, in advance, for your feedback
Groceries: £1200
Gifts/Special Occasions: £500
Utilities (Heat, light, telephone, mobile phones): £1500
Household Insurance: £60
Internet - broadband wireless network: £240
Everything else: £500 (clothing, footwear, household goods, holidays, entertainment, socialising)
Would I be better off living elsewhere, like Spain?I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
Happy Birthday sophiesmum! :jBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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