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Today I tell my husband...

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Comments

  • Triggles
    Triggles Posts: 2,281 Forumite
    I am also curious - what did he do before he started the nursing training? He must have realised that him being a full-time student would put a dent in the finances, even if he was getting a bursary. To be honest, I would think it would be expected. I agree that sitting down and discussing future plans and possible expected debt that may be incurred during the entire time he is training would be a good thing to do. So that you have realistic expectations and are both on the same page. The amount that you consider a reasonable amount of debt for that time period might be vastly different than the he considers reasonable. Good luck!
    MSE mum of DS(7), and DS(4) (and 2 adult DCs as well!)
    DFW Long haul supporters No 210
    :snow_grin Christmas 2013 is coming soon!!! :xmastree:
  • supersavershal
    supersavershal Posts: 1,270 Forumite
    mrs_lady wrote: »
    just a quickie as I know you have been asking.... hubby is a student nurse so no, there won't be a huge paying job at the other end, if only... and he only started in September and thats when everything went loopy with the pennies. (Haven't run up £10k of debt since then, but alot contributes to him getting only £923 per month and me £540 per month.

    I think he's being ok so far, but I still feel another row on the horizon...
    There is a hardship fund for student nurses, especially those with families has your hubby applied to that.Could he do some extra shifts as a health care assistants to up his income, lots of the students on my ward do that.
  • mrs_lady
    mrs_lady Posts: 32 Forumite
    Hello to all of you wonderful people who have kept me going for the last few days. Husband and I are talking about money sensibly and we have agreed on the areas that we need to cut back on. Tomorrow morning I have my CCCS review and I have got all my paperwork ready and am feeling confident about that too. Will post something about the outcome.

    I totally understand why Husband ran off to his mum, he needed someone to talk too and I now regret moaning about him running off. I have apologised to him for calling him a 'mummys boy'.

    To Duchy, whose sig reads "I would rather climb a mountain than crawl into a hole", I want to say thankyou, this is my new motto. I never want to feel that low again, onwards and upwards eh?

    Tomorrow is officially the day it all changes. Things really can, only get better.
    life should be about wanting what you have, not having what you want...
  • Paranoid124
    Paranoid124 Posts: 120 Forumite
    Goodluck with tomorrow! So pleased to hear you and your husband are talking things out calmly! It's always a shock to the system when you or another realises the situation they're in!

    Like your sig too ;)
    LTSB CC: £7,027.05 :eek:
    Debt (at peak) on 19/07/08: £9,127.05
    Debt at 19/07/08: £9,127.05
    Debt Free Date: July 2009 :embarasse
  • good luck tomorrow, that is a very good attitude to have.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Good luck for tomorrow - keep us posted on your progress!

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • Well done - Good luck mrs Lady
    :) Embrace your inner Hillbilly :)
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Mrslady

    Can you confirm from your financial statement which debts are being dealt with by CCCS and which aren't. By looking at the figures it looks like you are paying everyone the correct amount.

    Now I don't want to put a dampner on anything but if you ring CCCS tomorrow and say that you have run up further debt they will not allow you on their DMP - they are very strict about this.

    So I think you need to try and leave the debts with CCCS and then try to deal with the others yourself (not normally recommended but then this situation is not normal) or tell CCCS and have to deal with them all.

    Let me know the answer to my question above and I will try to help further.

    EE
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mrs_lady wrote: »
    I have apologised to him for calling him a 'mummys boy'.

    :rotfl: :rotfl: :rotfl:

    I'm sorry! I shouldn't laugh I know, but I can't help myself! :p
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    mrs_lady wrote: »

    To Duchy, whose sig reads "I would rather climb a mountain than crawl into a hole", I want to say thankyou, this is my new motto. I never want to feel that low again, onwards and upwards eh?

    Tomorrow is officially the day it all changes. Things really can, only get better.

    You're very very welcome :)
    Feel free to steal it for your sig too if you feel the need.......I stole from Marie Osmond (Donny's sister) of all people commenting on her divorce (she has eight kids) and how she's rebuilding her life,
    Good luck tomorrow-it's all about taking back control and you are WELL on the way
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
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