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Premium Bond Winner ?

164656769701080

Comments

  • worto03
    worto03 Posts: 461 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I may try this theory soon and cash and re-invest

    £0 this month ...

    Holding £20k ... or there abouts

    If you did this wouldn't you miss out on 1 month draw (or one month interest?)

    If so I don't see it a a very good plan ?

    worto.
  • I have had £500 holdings since Nov 05 - Won £50 in december 06.
    Nerd Number 201 - Geek chic!
  • cattie
    cattie Posts: 8,841 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I put just £300 into premium bonds early last year as a trial & won £50 in December. :j

    I'll definitely be putting more money into them now.
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
  • Pobby
    Pobby Posts: 5,438 Forumite
    Between the 2 of us £150 with 54k holding.So far this year we are about level with what we would have made in the bank.Not very exciting!
  • Lois_Lane
    Lois_Lane Posts: 3,449 Forumite
    Ooh goody - another £50 for me. That's 2 x £50 in 4 months on a £5,350 holding, but the last win before that was three years ago, so not really a good return on my investment! Always dreaming of a big prize though.

    LL
    Start BMI - 38.7 Current BMI - 31.2 Target BMI - 26.3
  • trademark
    trademark Posts: 589 Forumite
    yes id miss a months chance at a prize but id stagger it , ie cash 10k one month 10K the next

    im not really bothered just interested to see if it works
  • tww
    tww Posts: 2 Newbie
    Bonds been great for me up to now. £15000 that I've had for one draw got me £200. Brilliant return (up to now)
  • pbw
    pbw Posts: 160 Forumite
    i have been compiling some statistics since the beginning of 2003

    year winnings holding interest rate

    2003 £200 £19650 1.02%
    2004 £900 £19650 4.58%
    2005 £350 £18500 1.87%
    2006 £1550 £21090 7.35%

    these figures are not very scientific as i have been withdrawing and adding in an haphazard way. also, the holdings stated are the the highest i have held in any given time in that year. so it has to be said that the holding has been lower in the year.

    therefore, the interest is a conservative figure

    not sure if it was a waste of time posting this lol
    Round Figures OCD Club!

    march 2010 end: 111k mortgage, 6k savings
    Feburary 2010 end: 111k mortgage, 6k savings
    October 2009 end: 112k mortgage, 9k savings
    September 2009 end: 113k mortgage, 8k savings
  • http://www.nsandi.com/products/pb/winnerlist.jsp

    The winners list is now up for February after being delayed for a day...

    I'm going to cash mine in me thinks.

    Ian

    The small prize checker isn't up and running yet though.
    Student Moneysaving Expert :beer:
  • A couple of those £100,000 winners must be celebrating! One has won with a bond £25 bought in March 1974, total holding £25, and one has won with a bond of £5 bought in Dec 1967 total holding £6.
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