Premium Bond Winner ?

RG2015

WindfallWendy said:

My husband and I chucked £100k into premium bonds last month and got nothing yesterday. Very annoyed!! The plan is to shovel it into ISAs over the next 3 years, but there is a little bit of me thinking/hoping I will win at some point. I shall follow this thread avidly to remind me that it won't be the case!!!!

As previously mentioned, bonds purchased in November won’t be eligible until the draw on 2nd January. Log in to your account on the NS&I website and check the bond record. This will tell you when your bond numbers will be entered in the draw.

Dizzycap

Sarahspangles said:

eskbanker said:

Dizzycap said:

Yes, 10k worth. 1 x £50 prize in the last 4 years?!   I'm going to cash in at the end of March 2025 and put it into an ISA where I actually get a return

With a £10K holding and the new post-January (worse) odds, you should be winning a prize one month out of three on average.

I think I understand how probability works, but I’m still surprised how variable outcome is. I had one win in 8 months on c £20k and OH had one win in 5 months on full holding. I’m being selective in the periods I’m looking at, but it’s these fallow months that are driving us having a 2% return over the year.

Well, I haven't, so I'm cashing out! Went into NS&I hit cashout and there was an error on their end which has resulted in me being locked out of my NS&I account online. The App still works fine After calling NS&I, I am now waiting for an activation code in the post so that I can get into my account online! Surprise, surprise....

Well done to all that got a win xxxx Premium Bonds are clearly not for me and with a single £50 win on a 10K holding for 4 years, I'm done with PB I'll take 5% interest from the bank and / or drip feed into regular savers or use to top my Isa next year.

ukbren

You said when you won that £50 in June this year that it wasn't bad for a £700 holding.  You've also said that you've held £2k for 34 years and bought £50 worth every month for four years (+£2,400-ish I suppose), and also £50/month for two years in a post on a different thread three months prior. None of this adds up to £10k...

Slinky

Nothing for either myself or OH this month. First time since Feb 2022. Total return for both of us across the year £4175, so 4.175%, an increse on 3.25% in 2023

tigerspill

My wife just one £50 on £100 of PBs.  Pretty cool.

Caz3121

RG2015 said:

As previously mentioned, bonds purchased in November won’t be eligible until the draw on 2nd January. 

That's what I understood - one of December's high value winners showed purchased "Nov 24" which I thought was strange.

ukbren

Caz3121 said:

RG2015 said:

As previously mentioned, bonds purchased in November won’t be eligible until the draw on 2nd January. 

That's what I understood - one of December's high value winners showed purchased "Nov 24" which I thought was strange.

Any prize wins that are automatically re-invested are eligible for the next draw.  I love the stats on these as they are essentially a "win off the back of a win" 

RedImp_2

£75 on FH.    On a reducing trend, hope it doesn’t continue!

RG2015

Lady luck is always hard to fathom. I had a £10,000 holding for about 2 years and won £125 in that time. I then reduced it to £5k and won nothing for a year so reduced it to £1k. 

Needless to say I won nowt for 2 years. Then this October I bumped it up to £6k and won £50 this month.

I assumed it was from the new £5k holding, but no, it was on the £1,000 holding that had been there for the whole 5 years.

It is hard to believe that my new luck was nothing to do with increasing my holding from £1k to £6k.

Dizzycap

Premium Bonds warning to anyone with less than £20k invested

As my win rate has been virtually zero, except for a single £50 win in March this year, on a 10K holding that I've held for 4 years, I've cashed in all but £1 and decided to get interest on my money rather than nothing

All the best to those who hold PB and I wish you all well with all your winnings