Premium Bond Winner ?

Stubod

As of the end of this year we have averaged about 3.8% overall on max holding...so about the "average" return???

sonny55

I want £5000, boo hoo 

Dizzycap

Congratulations to all the winners

For me, and as expected, NOWT. "SORRY! Better Luck Next Time" It's just plain boring now

There are always seemingly very few winners in my area, so I won't hold my breath for a win anytime soon.

New Year and I'll still get nowt, so will cashup and stick the money in a savings account as at least I get something

eskbanker

Dizzycap said:

Congratulations to all the winners

For me, and as expected, NOWT. "SORRY! Better Luck Next Time" It's just plain boring now

There are always seemingly very few winners in my area, so I won't hold my breath for a win anytime soon.

New Year and I'll still get nowt, so will probably cashup and stick the money in a savings account as at least I get something

Do you have enough of a holding to have a realistic expectation of winning prizes, i.e. four or five figures worth (the median annual return on less than £1K being zero)?

GalacticaActual

2 x prizes on FH this month, totalling £125 (£25 + £100).

  

El_Torro

Good month for me, £175 across 3 prizes. This brings my total for 2024 to £800. With an average holding of £28,233.33 that's a return of 2.83% for 2024. Not great, though I guess it's to be expected with a smaller than full holding.

El_Torro

Alex.T said:

Dec 2024 £50 win on £10k holding.
which means the three full months I’ve had £10k in there, total of £75 winnings, which is a pretty measly 0.75% - far less than the 6% I’m earning on the lump sum in Santander. Oh well, hoping for a better average over 12months in 2025. 

I don't think you're comparing the two returns correctly. What you want is to compare annualised figures. So the £75 you have won in 3 months is £25 per month, which annualised is £300. So your rate of return over these 3 months has been 3% annualised. Still a lot worse than 6% I know, though not as bad as 0.75%. 

Dizzycap

eskbanker said:

Dizzycap said:

Congratulations to all the winners

For me, and as expected, NOWT. "SORRY! Better Luck Next Time" It's just plain boring now

There are always seemingly very few winners in my area, so I won't hold my breath for a win anytime soon.

New Year and I'll still get nowt, so will probably cashup and stick the money in a savings account as at least I get something

Do you have enough of a holding to have a realistic expectation of winning prizes, i.e. four or five figures worth (the median annual return on less than £1K being zero)?

Yes, 10k worth. 1 x £50 prize in the last 4 years?!   I'm going to cash in at the end of March 2025 and put it into an ISA where I actually get a return

eskbanker

Dizzycap said:

eskbanker said:

Dizzycap said:

Congratulations to all the winners

For me, and as expected, NOWT. "SORRY! Better Luck Next Time" It's just plain boring now

There are always seemingly very few winners in my area, so I won't hold my breath for a win anytime soon.

New Year and I'll still get nowt, so will probably cashup and stick the money in a savings account as at least I get something

Do you have enough of a holding to have a realistic expectation of winning prizes, i.e. four or five figures worth (the median annual return on less than £1K being zero)?

Yes, 10k worth. 1 x £50 prize in the last 4 years?!   I'm going to cash in at the end of March 2025 and put it into an ISA where I actually get a return

With a £10K holding and the new post-January (worse) odds, you should be winning a prize one month out of three on average.

Westertonbilly

Zero from a maximum holding. Unimpressed.