Premium Bond Winner ?

brewerdave

Just totalled up this calendar year's winning for myself and OH. We have won £4200, having started the year with ~ £95k , and have topped up to finish with £100k in holdings. Difficult to work out the percentage return but I'm not expecting next year to be anywhere near as good !

eskbanker

brewerdave said:

Just totalled up this calendar year's winning for myself and OH. We have won £4200, having started the year with ~ £95k , and have topped up to finish with £100k in holdings. Difficult to work out the percentage return but I'm not expecting next year to be anywhere near as good !

Unless your holdings dropped significantly below £95K en route to £100K then the percentage return must have been between 4.2% and 4.4%, does it need to be any more accurate than that?

MACKEM99

So 4.3% ish ☺️

Slinky

justwhat said:

No win for my wife or myself this month. First time in ages this hasS happened.

Same with us. First time we've had a blank month since Feb 22. I did pick up a £500 prize last month though.

TooOrangeyForCrows

I have £100 in Premium Bonds (a present) from 1999 and have won NOTHING in quarter of a century. 

eskbanker

TooOrangeyForCrows said:

I have £100 in Premium Bonds (a present) from 1999 and have won NOTHING in quarter of a century. 

Which isn't really a surprise - based on the current odds, a £100 holding should win a prize about every 18 years, but the odds and returns have been significantly worse over much of that period.

Bravepants

TooOrangeyForCrows said:

I have £100 in Premium Bonds (a present) from 1999 and have won NOTHING in quarter of a century. 

Check out this website for PB stats based on total investment:

https://premiumbondsprizes.com/detailed#0

Type the amount you have in the white box at the top.

PixelPound

RG2015 said:

Lady luck is always hard to fathom. I had a £10,000 holding for about 2 years and won £125 in that time. I then reduced it to £5k and won nothing for a year so reduced it to £1k. 

Needless to say I won nowt for 2 years. Then this October I bumped it up to £6k and won £50 this month.

I assumed it was from the new £5k holding, but no, it was on the £1,000 holding that had been there for the whole 5 years.

It is hard to believe that my new luck was nothing to do with increasing my holding from £1k to £6k.

The question is would you have won if you hadn't increased?

RG2015

PixelPound said:

RG2015 said:

Lady luck is always hard to fathom. I had a £10,000 holding for about 2 years and won £125 in that time. I then reduced it to £5k and won nothing for a year so reduced it to £1k. 

Needless to say I won nowt for 2 years. Then this October I bumped it up to £6k and won £50 this month.

I assumed it was from the new £5k holding, but no, it was on the £1,000 holding that had been there for the whole 5 years.

It is hard to believe that my new luck was nothing to do with increasing my holding from £1k to £6k.

The question is would you have won if you hadn't increased?

The facts are clear that I won with a bond purchased before I increased my holding.

It is also true that nobody can answer your question.

Stargunner

i want to cash in some premium bonds, but want to hold them for January’s draw. 

What would be the earliest date in January that I can notify NS&I to sell them?