Stopped by Police Car insurance Problem. PLease Help.

MyUserNamesTaken

If you are prosecuted for driving without insurance, you will get 6 points on your licence and a big fine. Seeing as you've not had a full licence for 2 years, that will mean an automatic ban and retest. You said earlier that your uncle gave you the car you are driving around in. Either it's your car, or it's not. If you are the main driver of the car, you should be named as the main driver on the insurance. Insurance companies have ways of finding out who the main driver really is. Phone up the local nick and find out one way or the other about pending prosecution. It's the only way you're going to put your mind at rest.

cyclonebri1

r2b89_ wrote: »

Hey, haha, Nah, i was at a roundabout with 3 of my mates, and i took the third exit, on the second exit i saw a police van, and it followed me, then it was behind me, i wernt breaking any laws. i was driving at 30mph and it just pulled me for no reason, i think the officer thought i didnt have no licence as i look young... but i proved him wrong and did a name check said i was clear and let me go.

Just shows how squeaky clean you need to be for a while:money:

Riq

r2b89_ wrote: »

Hey, haha, Nah, i was at a roundabout with 3 of my mates, and i took the third exit, on the second exit i saw a police van, and it followed me, then it was behind me, i wernt breaking any laws. i was driving at 30mph and it just pulled me for no reason, i think the officer thought i didnt have no licence as i look young... but i proved him wrong and did a name check said i was clear and let me go.

You probably got pulled because you were driving so perfect and bang on 30mph.
Strange I know, but it happens.

I got pulled over on new year's day once with 3 very hung over friends in the car. The policeman just laughed at them and I was free to go on my way once he knew I wasn't drunk!

Just one of the issues with being young and for me anyway that day having a fairly decent car (I borrowed my dad's as I was driving a long distance)

amandada

Can I just say that if you were to be sanctioned for the offence, you'd have had the car siezed THERE AND THEN under section 165 of the Road Traffic Act. Every police force in the UK does this

I can categorically say you have got away with it, you passed the attitude test, so stop stressing about it.

dld2s

Police do pull over younger drivers more than older ones, especially if they have a nice car. My son is 26 but looks younger, he has a good job with good pay, is mad about cars, so much so that I feel as if he changes cars every 6 Months, in the last 18 Months he has had a Astra VXR, Mercede ML, Audi A4 Quattro and is now back to a Mercedes ML, he was forever getting pulled over by the police (especially when it was the Audi he had, in fact the reason he sold this car was because of the amount of time he was getting pulled over) It got to the stage where we were contemplating writing to the local Chief Constable as it was becoming a bad joke and very frustrating for him, but we wondered whether it would make things worse (he now hates the police with a passion which in my book is a shame)

I don't know whether he just hasn't been telling me, or it's because he has change back to the Merc, but he has spoken less about being pulled over by the police lately, but unfortunately as mentioned, he hate the police so much now that I think if he was asked to help the police as a witness or to help a officer in distress, he would deny he saw anything or just ignore whatever was happening to that officer.

Tight_Old_Git

amandada wrote: »

Can I just say that if you were to be sanctioned for the offence, you'd have had the car siezed THERE AND THEN under section 165 of the Road Traffic Act. Every police force in the UK does this

I can categorically say you have got away with it, you passed the attitude test, so stop stressing about it.

More duff information from chat forum experts:rotfl: :rotfl: :rotfl:

The car was insured by the owner just not for the OP, so why would it have been siezed? Owner of the car was present at the scene and was told not to let OP drive it again. However I feel there is a lot more to this tale than the OP is letting on, and as for getting away with it, one cannot categorically say that until the window for the summons to arrive has been shut, no Notice of Intended Prosecution needed as he was told he was being reported for the offence at the time.

Ian_W

Tight_Old_Git wrote: »

More duff information from chat forum experts:rotfl: :rotfl: :rotfl:

The car was insured by the owner just not for the OP, so why would it have been siezed? Owner of the car was present at the scene and was told not to let OP drive it again. However I feel there is a lot more to this tale than the OP is letting on, and as for getting away with it, one cannot categorically say that until the window for the summons to arrive has been shut, no Notice of Intended Prosecution needed as he was told he was being reported for the offence at the time.

As opposed to a "chat forum expert" who doesn't know that Notice of Intended Prosecution is never required in no insurance cases? :rotfl::rotfl::rotfl:
A list of offences where it is required on this WEB PAGE.

Sue-UU

amandada wrote: »

Can I just say that if you were to be sanctioned for the offence, you'd have had the car siezed THERE AND THEN under section 165 of the Road Traffic Act. Every police force in the UK does this

I can categorically say you have got away with it, you passed the attitude test, so stop stressing about it.

How can you say the last paragraph categorically when we've already had Policeman giving advice to James on this thread, but they haven't said anything like that? As for the car being seized there and then, it shouldn't have been as it was his mate's car. He was insured - but - James was driving it (uninsured) at the time.

Sue

Tight_Old_Git

Ian_W wrote: »

As opposed to a "chat forum expert" who doesn't know that Notice of Intended Prosecution is never required in no insurance cases? :rotfl::rotfl::rotfl:
A list of offences where it is required on this WEB PAGE.

OP was under the impression that NIP did apply to his case though.

Originally Posted by r2b89_
it has been 14 working days and thankfully nothing has come through, However, you never know...

r2b89_

I want to thank everyone for their opinions and comments.
As for my insurance, as far as im concerned, i do not have any pending prosecution because we never got any slips or anything in black in white, where people get atleast stop and search from, we didnt even get that. Im
just going to continue with my life... whatever happens with my situation
happens for the best. Thank You