:( jamiedodger's back again

JAMIEDODGER

day 10:D

have checked online banking and the only things that have come out are debt payments and savings which arent included in the 4k challenge, i wont be going anywhere today so it will be another NSD for me (hopefully).

ds3 is off to marwell zoo today with the school, he is really excited bless him:)

i have a friend round this evening so it will be really nice to catch up as i havent seen her in a while!

i had to collect ds1 from school yesterday morning as he has slipped over on the wet floor inside at school and collided with a wall, he has a fat lip and a cut gum, he seems to be ok though.

am off out tomorrow night with another friend, i think we are going to watch mama mia. (two cinema trips in a week!!!) will have to fork out for a babysitter though! will be really nice as the last time we went out together was over 2 years ago!!!

i can hear the cherubs waking up (the volume is getting louder) better go.......

dottyanne

Morning JD - can see your feeling really upbeat about things at the mo - and no suprise you seem to be totally on top of things - i too have this sense of control that ive not felt in ages - even tho im skint still feels good to be paying the bills on time and not running up any further debt!

have a good day!

JAMIEDODGER

thanks dotty:)

yeah feels great being in control doesnt it!:D

how are you coming along getting the money together for apex??

just had a letter from the school, ds2 has been offered a trip to france (4 days) next april. £300!!!

i have just spoken to his dad and we agreed to pay half each, he would like ds2 to have this experience as much as i would. so need to find £150 by april 2009:) I shall start saving £5 a week from august to cover it:) ds2 will be really pleased, i will tell him when he comes home from school (he really wanted to go but said, dont worry mum if we cant afford it, im not really bothered, but you could tell he was. such a grown up boy for ten!)

JAMIEDODGER

been rather busy today. managed another NSD so will update sig shortly.

totally hooked with MS Money atm, love seeing where all the money going and also being able to budget ahead for expenses especially things like car insurance as i want to pay it all in one go when its due in march:)

clubcard plus card arrived today:D phoned up to activate it but cant do it until tomorrow as it needs to be linked to my tesco savings account first! never mind! im so excited i am going to get double points!!!:D:beer:

postingalwaysposting

JAMIEDODGER wrote: »

just had a letter from the school, ds2 has been offered a trip to france (4 days) next april. £300!!!

i have just spoken to his dad and we agreed to pay half each, he would like ds2 to have this experience as much as i would. so need to find £150 by april 2009:) I shall start saving £5 a week from august to cover it:) ds2 will be really pleased, i will tell him when he comes home from school (he really wanted to go but said, dont worry mum if we cant afford it, im not really bothered, but you could tell he was. such a grown up boy for ten!)

Jamie, I dont post here much but I always read it, just wanted to say how nice it is to see your ds saying something like that. I remeber saying something simaler to my mother, I never did go on the trip but it made my mum saying no a bit easier. How mature is your little one though? You are doing a fantatsic job... keep it up

JAMIEDODGER

thanks PAP:)

his face was a picture when he arrived home from school and told him that his dad and I had agreed to pay half each so he could go!!:D bless him!!! yes he has quite a grown up attitude when it comes to money. wish dd was the same though....she lost 20p (her pocket money) today, although i am sure it will turn up, i asked her to go and see if she could find it, she came back in to me 5 mins later to declare that it didnt matter as she found a shiny gold one instead (1p) lol:)

JAMIEDODGER

Day 11!!!!!

Cant believe its day 11 already, this month is going soooooo fast!!!

I have to go to tesco today as I really need to buy milk, I shall probably pick up some fruit and veg aswell and maybe a few more bits off my monthly shopping list.

Def a spend day today! Im not that bothered though as I have had 5 already so far out of the 12 I challenged myself to do:)

Pocket money day tomorrow but will probably give dd hers today and walk her down the shop.

School reports are in! Both are really good so I am happy ds1 has settled down a bit in school now after a very rocky start, he goes into his new class from monday (year 8 ...... i am feeling very old!)

Hopefully CC+ will be phoning me back today telling me they have linked my cards so I can then activate it, I also want to change the payment date of the direct debit and amount, they will be able to sort that out too.

Off to the cinema tonight woohoo!:D Really looking forward to it!

Right, lunchboxes need doing......

JAMIEDODGER

back from tesco:)

spent 2.09 on food and 1.18 on tobacco thanks to vouchers:D

gave dd her £1 pocket money

off to update:)

dottyanne

Hey JD - all very organised once again - my MOT came to £75 so £30 over what i budgeted but better than worse case scenario - will pay te remaining £30 today and then save for the next one in 12 months time.

Not much else to add - need update my spreadsheets etc as not been on top of things it seems this week and feeling unorganised.

x

JAMIEDODGER

dottyanne wrote: »

Hey JD - all very organised once again - my MOT came to £75 so £30 over what i budgeted but better than worse case scenario - will pay te remaining £30 today and then save for the next one in 12 months time.

Not much else to add - need update my spreadsheets etc as not been on top of things it seems this week and feeling unorganised.

x

Good news the MOT didnt cost the earth! If you budget £100 for the next one, you would only have to put by £2 a week to cover it!:D Doesnt seem so expensive when you work it out like that!

I may be fiscally organised but you should see my ironing pile:D

Just keep going with it hun, youll get there:)