:( jamiedodger's back again

dottyanne

Hey JD - was wondering where you were? missed our daily chats - hows htings love? been busy? x

JAMIEDODGER

im back:D

day 16

Food - 18.31

day 17

Food - 9.47

day 18

Food - 16.16
Clothes - 50.25

day 19

Food - 99p

day 20

NSD:D

day 21

Food - 23.45

off to update sig now...

JAMIEDODGER

oh dear! gone over on the grocery challenge! i still have a few more bits to buy though...never mind, i still have plenty of food in so hopefully next months will be much lower:)

im really pleased with how the challenge is going so far, although i do have some direct debits going out in the next week, this next couple of months will be expensive too what with school uniform for 4 kids to buy. im sure it will balance it out over the year though:)

dottyanne

Your doing well hun and are really focusing and everything - wish i had your enthusiasm i can tell you - im real down in the doldrums today worried sick infact - :-(

Verbatim

Oh sorry to hear that dotty.

What's up? Try not to stress it does n't help and it ruins your health.

take care.

Verbatim

You're doing well there JD.

I thought you were debt free already???

JAMIEDODGER

verbatim - i was but my car died last december and then my laptop broke and i had to borrow to get a new car and computer:(

dotty - you will get through this, everyday is a step closer to your goal. chin up hun x

dottyanne

Hi JD, I lkno - we all have ups and downs - cant focus on anything but money at the moment - oh why oh why did we ever take credit/loans/cards? feels like a noose round my neck at the mo....hope your ok tho?

x

JAMIEDODGER

im ok dotty:) i know its tough for you atm, it gets like that when everything is piling up on you but you will start to see some improvement soon im sure. try not to panic. your hols are all inclusive, thats a start, explain to the kids that you will have to spend as little as possible while you are there, im sure they will understand!

get your paperwork in to tax credits i think you will feel better once you KNOW what income you will be getting instead of imagining what it will be. once you know then you have a place to start from:)

if you really cant do apex....phone them. explain and come to a reasonable amount you can pay each month. dont leave yourself short!

it will all work itself out in the end hun x

JAMIEDODGER

morning:)

yesterday was a NSD:D im not planning on going anywhere today as the summer holidays has now started here for us and i fancy a chill day....hoping to clock up another NSD today.

off to update sig.......