The 'We're saving for a deposit' thread

tara747

doire wrote: »

If only i lived closer to work i probably wouldn't bother with a car. MOT next month and insurance is up in May

I love not having a car, it saves me £££s every month. It's a pain sometimes but OH can usually be relied upon to give me lifts, and I much prefer cycling (when it's dry!!!). You'd be surprised how little it rains here, I get the bike out most days.

Payday yesterday for me, update coming soon!!!!

rictus123

Bring on the update tara, yours are always big!!

£25.06 over to savings so now at 2.87% of target for June 2013
At 28.75% of target for end of May... but its not payday until Friday*fortnightly* so the £25.06 is sort of left over from budget, not actually what i planned to put away so im at £575.06 and rising slowly Think il hit £1k in April for sure...cant wait.

vl2588

HouseHunter2010 wrote: »

Another update in my signature from me this month :j

I'm sorely tempted to start viewing properties, just to get a feel for what's out there but I don't know if it's still too soon??

I know what you mean but what if you find the house of your dreams and can't put an offer in :eek:

I only managed £200 this month but hoping can keep that up regularly so it will all add up

loveGSDs

hello all deposit people!

put away an extra £200 there, aiming for that every month as standard **fingers crossed*

also got £50 cash back for opening a new bank account, thats been added to my emergency fund

Watalie

Gutted

Car went in for 2 new tyres this morning... £150 already budgeted for.

It turns out it needs £1k of work doing on it now

quintwins

Watalie wrote: »

Gutted

Car went in for 2 new tyres this morning... £150 already budgeted for.

It turns out it needs £1k of work doing on it now

theres always something eh this was us last month then it failed MOT it's passed now, taxs is due soon tho

still no updates from me because i don't put any in my savings til after the 8th (rent day) but there shud be a good amount going in this month (hoping for £600)

Svenena

Watalie wrote: »

Gutted

Car went in for 2 new tyres this morning... £150 already budgeted for.

It turns out it needs £1k of work doing on it now

Oh no! How frustrating for you. Cars are so expensive. I sorted the tax and insurance for mine yesterday, which has left me with £185 in my "Car" account to cover the MOT and any repairs. This seems like not a lot, considering my car is 14 years old!

The MOT is booked for the 11th, so we'll have to see. If it came to £1k though, it wouldn't be worth me doing it. In fact, I think if it came to more than £300, I would think long and hard about whether to just cut my losses and do without. Fingers crossed it doesn't come to that though.

Watalie

Thanks guys.

Unfortunatly OH needs it for work. He works away through the week and needs it for that.

We'd also done the Tax this month too. Again budgeted for.

I think I'm going to have to rejig the finances so that we have a separate account for the car repairs etc. I'll just have to reduce the money in the deposit account but I guess it makes sense. So if it takes a bit longer to save then so be it.

Really I can't complain too much, we got the car as a gift from OH's mum and we've not had to spend anything on it really until now. And I guess we are lucky in that we can pay for it. Others faced with a bill like this wouldn't be so lucky and I know that.

Chimpofdoom

Ah well, guess I should join this thread!

Currently me and the GF are saving for a deposit and everything else in life .

The goal (for 2011) so far is to get £10,000 each (this year), but I believe I can save more!

Updates will be posted in my status

As for spreadsheets I currently have 6 tabs! One even includes predictions for the year and another for potential losses

lazer

Think its time I joined this thread now

Saving for a house deposit.

I'll be buying the house on my own. I want 3 bedrooms, and a nice decent area!
I'm aiming for a house between £90k and £120k - preferably the lower end!

Have £11k saved so far and now aiming for £1k a month savings
I am also saving £200 a month to cover annual expenses - insurance etc!

so that leaves me £650 odd for living expenses.
I was living in a rented flat - £300 a month, but giving it up and moving back in with the Parents at the end of May.
Internet, phone line, TV licence all now cancelled!

I am househunting at the minute - but will only buy if the right house comes up!