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The 'We're saving for a deposit' thread
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Hi all,
Wondering if anyone can help my FTB query on this thread please:
http://forums.moneysavingexpert.com/showthread.html?p=24214633#post24214633
Any tips or suggestions there much appreciated!MFW #185
Mortgage slowly being offset! £86,987 /58,742 virtual balance
Original mortgage free date 2037/ Now Nov 2034 and counting :T
YNAB lover
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Hows everyone doing? Saving is VERY slow at this end
seems like we'll never get to our target! Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Not that great at the moment, had a staycation, plus birthdays and events, hoping September will be more on target...MFW #185
Mortgage slowly being offset! £86,987 /58,742 virtual balance
Original mortgage free date 2037/ Now Nov 2034 and counting :T
YNAB lover0 -
slowlyfading wrote: »Hows everyone doing? Saving is VERY slow at this end seems like we'll never get to our target!
Same here so I can sympathise. I'm not doing very well on the savings front - haven't been for a few months really, which is really frustrating!ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0 -
it really is frustrating, i keep checking online to see if my balances have magically changed somehow, its quite pathetic really
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Same here - like when I check to see the ISA interest and it's a whole £0.62p for MrEL's account, for over £4,000! Wish that would magically change...MFW #185
Mortgage slowly being offset! £86,987 /58,742 virtual balance
Original mortgage free date 2037/ Now Nov 2034 and counting :T
YNAB lover0 -
Bit late to this party, we've just managed to save the 35K needed for our 25% deposit, just had an offer accepted and are well on the way to getting it done, must admit it will be a bit weird from having a lot of savings to nothing (well, comparatively)
Plus we had a baby 5 weeks ago, scary times!!He who laughs last, thinks slowest0 -
just want to say keep it up, seeing everyones figures on here really inspires me. sometimes i think im never going to get there but seeing everyone make it just encourages me to keep trying
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EagerLearner wrote: »Same here - like when I check to see the ISA interest and it's a whole £0.62p for MrEL's account, for over £4,000! Wish that would magically change...
I know that feeling, although my interest isn't that poor!. My ISA had just under £3k in at the end of last month (when the interest is added) and I got something like £3 in interest (used to more like £20 for the same amount!).ISA savings: £25,139 Other Savings: £1750 (tied up in bond)0 -
Wanna say that this is a great thread:beer:
Well I'm 35, single and have been saving for 5yrs now. I currently earn £25k pa and my rent is £7.5k pa. I can't buy yet but will carry on saving and will re-evaluate my situation in 2 or 3yrs time.
In 2004 overall I was £1600 in debt
+Savings £1100
-Debts £1500 bank loan
-Credit card £1200
5yrs on
+Savings £25000
No loans, debts or credit cards
Last September I bought a car for £8000:eek: and I promised myself that when September came round this year I better have replaced this sum to my savings and I have (just). I save on average £600 per month - I used to set targets in my head like my savings had better reach £30k by next March and I'd stick to it and I always exceeded what I intended (usually only by a few hundred though).
I don't think I'll ever be able to not save as I'm addicted:D
Everyone can do it so get saving.0
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