Cca Requests Updates Please

rose28454

I wrote to Westcot Credit Services on 27.2.9 requesting CCA regarding RBS debt I owe. They replies today saying I need to write to their client at SouthenD On Sea and state in my letter it is a section 77/78 request and enclose a po or cheque made payable to their client. How do I proceed with this??

10past6

nova wrote: »

l will report them for harrassment

You must now follow through what you stated in the letter, do it today, remember nova, you have NO loyalty to these muppets :rotfl: :rotfl:

oscar68

Merlinexcalibur wrote: »

Oscar68? I thought someone said it was an application form you'd received last night and therefore wasn't enforceable? Ignore if I got that wrong.

Yes, they did but I'm a little confused :rolleyes: . I thought an application form was acceptable if it contained the prescribed terms. I'm just not sure what's missing or how to word my response to First Trust... apologies!!

nova

10past6 wrote: »

You must now follow through what you stated in the letter, do it today, remember nova, you have NO loyalty to these muppets :rotfl: :rotfl:

Thanks, would you believe they have just phoned again,l told them l was recording the call, whether that'll have any effect l dont know, but l will now write that letter!

Merlinexcalibur

I wrote to Westcot Credit Services on 27.2.9 requesting CCA regarding RBS debt I owe. They replies today saying I need to write to their client at SouthenD On Sea and state in my letter it is a section 77/78 request and enclose a po or cheque made payable to their client. How do I proceed with this??

Don't know if this ongoing from anything I've not read but, nope, Westcot is to supply that NOT you write to their 'client'. It's another thing DCAs try and use. I don't know if they have purchased the debt but if so then you have done correctly writing to them. I have an idea how to proceed but will await other opinions. In case I got this all wrong.

10past6

nova wrote: »

Thanks, would you believe they have just phoned again,l told them l was recording the call, whether that'll have any effect l dont know, but l will now write that letter!

You MUST keep a log from now on each and everytime they call you

Merlinexcalibur

Thanks, would you believe they have just phoned again,l told them l was recording the call, whether that'll have any effect l dont know, but l will now write that letter!

Do you mean phoned right now as in the last few minutes? Hmmm. Only ask because I became aware quite some time ago that I would post away on certain forums (consumer ones) and get a phone call more or less straight after. So it wasn't just random. Yes, write a letter but also report them to someone more officious. Then you have that back up as MC will continue to ignore I am afraid, regardless.

MS_Dolphin

I know this sounds simple, but I've spent 2 days trying to upload my CCA response from Barclaycard but still haven't been able to figure out how.
I can't get to the point of actually getting an opinion if I can't upload it.

Thanks to those that have suggested, but I don't have an "upload icon", or if I do can't find it, under posting rules I get the msg "you may not post attachments." Can someone please tell me how to do this.

10past6

MS_Dolphin wrote: »

Can someone please tell me how to do this.

Did you follow my earlier advice?

nova

Merlinexcalibur wrote: »

Do you mean phoned right now as in the last few minutes? Hmmm. Only ask because I became aware quite some time ago that I would post away on certain forums (consumer ones) and get a phone call more or less straight after. So it wasn't just random. Yes, write a letter but also report them to someone more officious. Then you have that back up as MC will continue to ignore I am afraid, regardless.

Yes it was inbetween posting to you guys. How would they know it was me though?