Cca Requests Updates Please

never-in-doubt

rog2 wrote: »

A shame, though, as the thread does contain an awful lot of useful advice. My experience of closed, or 'locked', threads is that they tend to disappear very quickly.

even when linking to it on page 1 - people still miss most the useful info.... :cool:

fermi

rog2 wrote: »

A shame, though, as the thread does contain an awful lot of useful advice. My experience of closed, or 'locked', threads is that they tend to disappear very quickly.

Can be a shame, but the experience and knowledge is still here (I hope).

In a new thread that knowledge should get posted again, but this time more 'up to date' and with the benefit of experience and hindsight.

I'll try to link any new thread into this one as best I can.

blueforyou

PLEASE, do anything you can to keep the knowledge available. I now have 9, possibly 10 DCA's on the run out of 11 of the thieving B!"£$%ds

I know enough now, including other sites links, BUT we MUST not let ANY of these shabby, shameful crooks cause any more distress to people. Remember, the people we are fighting HAVE caused suicides.

gargrave50

What a shame - hopefully the new thread will be along soon. This is a must for many MSE's and has personally given me a feast of knowledge which HAS changed my life.

MS_Dolphin

Although there is sometimes a feeling of, 'what have I got myself into' since first finding this thread, I have to give an enormous global thank you to those who have helped me and countless others within the pages of this thread.

Thanks to all and long live the new thread - at least until the banks and cc companies start treating customers fairly and responsibly.

rog2

MS_Dolphin wrote: »

at least until the banks and cc companies start treating customers fairly and responsibly.

Says it all, MS - just a pity that the banks and cc companies can't be 'locked' like our threads. :rolleyes:

rebel2

stapeley wrote: »

Well legally that's incorrect . If you sign a document even with Donald Duck THAT can be considered your MARK . However it would need to be witnessed for that to be valid in a court of law , I believe ! Some signatures are unrecognisable as a actual name , so you could write micky mouse but it would not read as that to anyone else . If the validity of a signature was ever called into question , you would have to call expert witnesses to testify that it was not your mark .

The CC ACT allows for a stamp to be classed as a signature by a company .

I recieved a cca dated 1990 with a signature I have only used since 1994. I know this to be a fact because in that year I qualified as a Photographer, and at the time my signature was not readable as a name. When Me and my partner went into business in late 1994 he told me to change my signature because the business was named after my name, and I needed a signature that prospective clients could read for obvious reasons. I can remember developing the new signature overnight. So when this CCA arrived I at once cried foul!. My old signature is on my driving licence which is pre 1994. If it ever went to court I would have to bring this up. I can remember not signing the agreement because I wasn't working at the time and just leaving it with the canvaser girl in the Leeds BS. The Authorising signature isn't present too on the document, but of course I had filled out all the other details first, as you do on these application forms!:o

never-in-doubt

rebel2 wrote: »

I recieved a cca dated 1990 with a signature I have only used since 1994. I know this to be a fact because in that year I qualified as a Photographer, and at the time my signature was not readable as a name. When Me and my partner went into business in late 1994 he told me to change my signature because the business was named after my name, and I needed a signature that prospective clients could read for obvious reasons. I can remember developing the new signature overnight. So when this CCA arrived I at once cried foul!. My old signature is on my driving licence which is pre 1994. If it ever went to court I would have to bring this up. I can remember not signing the agreement because I wasn't working at the time and just leaving it with the canvaser girl in the Leeds BS. The Authorising signature isn't present too on the document, but of course I had filled out all the other details first, as you do on these application forms!:o

Alas we always suggest when you deal with creditors etc you never sign and instead opt for digital version (i.e. change the font) as they have been known to 'copy and paste' ahem :whistle:

That's a good defence though, if i've ever seen one!

Gemmzie

We have another new DCA, seems that Egg have passed the credit card over to Apex who are insisting on a phone call and sending texts throughout the day.

Have used their online form to offer £250 as F&F to see if that works (debt is £870).

fermi

Hi.

This thread is now continued in Part 2.

Please click below to go to the new one.

CLICK >>> CAA request updates / results part 2 <<< CLICK

Gemmzie: NID has replied to your last post. The reply is now on the new thread.