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I wanna be mortgage free!

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah, I guess it helps that we rarely spend much time together during the week anyway due to our conflicting schedules. So to be honest I don't think I'll notice too much difference. I'm always in bed alone anyway, and often eat alone.
    Plus it'll be nice to go to one of my fav places more and see more of my family.

    It's not him living away that worries me...it's him coming back!!! :rotfl: We are both quite set in our ways and may well develop some rather bad habits living away from each other more! Ha ha.

    Still, I'm sure it still won't be a walk in the park. Especially when the flu season starts (I ALWAYS get it).
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Looks like we will have to go to Wales next weekend caravan site hunting for OH. It's quite stressful all this actually. We have been struggling to find exactly what we want. But we will get there I reckon.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hey Twinklie,

    That's great news for OH. It may be stressful at the mo but it will be worth it.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    :beer: Great news, good luck for the commuting lifestyle, I did it for a year and missed oh so much it made us really strong!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • evab_2
    evab_2 Posts: 2,336 Forumite
    You'll be visiting near me when you come up to Wales, you'll love it here x
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    evab wrote: »
    You'll be visiting near me when you come up to Wales, you'll love it here x
    Me too!:j

    I love living here, just need a bigger house!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'd love to live there. To be honest thought I've been going there regularly for years so I know the area well. My sister has lived there for about 18 years (I think). So it'll be nice to see them more. Just wish I could move down with him lockstock!
    x
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right...I need to crack on with school work today which is depressing. It's a beautiful day and the sun is shinning. Washing is out drying and the dishwasher is nearly finished. However, due to my day on the sofa yesterday...feeling rather sorry for myself (on the verge of a big illness I think).

    I am feeling better today but I really need to get myself sorted with regard to my lessons for the week. We are off to Liverpool next weekend for the emigrate conference...so I need to get myself sorted as best as I can!!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hope you're feeling better today (hug)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right...turns out I wasn't better. I ended up coming home on Tuesday because I was sick sick sick. Feeling a bit better today though so should be back Monday. I'm going for no naps today and being a bit productive. Fingers crossed.

    Just worked out a rough estimate of how long it will take me to pay back my student loan...38 years and 7 months. Ha ha ha. Made me laugh. So it's not getting paid off then. Thats assuming I never am without work etc.

    Right looking at tesco online today and home ordering food. I shall have a looksee.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
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