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I wanna be mortgage free!

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hope your father in law is ok!? I always view the news a bit cricitcally, they do tend to over exagerate.

    Have you got over the hour's difference yet? :D

    Have a good time at Jimmy Carr's show and have a nice week
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Defo not got over the hours difference yet. I was up at 7am again today. So much for a holiday lie in!! Nevermind, I cleaned the kitchen and put a wash on etc before going to the dentist this am.

    Then I met up with my mum for a bit of a mother daughter day. However, now I'm sat back in my bed waiting for time to tick by. I'm soooo tired....why is it not bedtime yet! Boo!

    Anyhoo, my father in law is fine. In fact he was really miffed that they called off the race. He thinks he and his mate were winning! ha ha ha. Typical. Thats very my F-I-L!

    Jimmy Carr was very funny, but very rude. Some of the stuff was on the boardering on bad taste, but I kinda figured that when I bought the tickets. lol.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    You're so ggod waking up and doing stuff, I tend just to turn over and snuggle back down into the duvet!

    Glad the fatehr in law is fine, I'm sure he was winning...perhaps the rain was so bad he couldn't see anyone in front!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah the whole waking up thing is a bit of an issue. I just wake up between 6.30am and 7am now. Damn, this career lark....it's reprogrammed me. I miss being a student bum.

    Having said that its amazing how much you get done when you actually get up. Fingers crossed that boy moves out tomorrow and we can go look at the house. Really wish we new one way or another. I've been looking at kitchens and everything. lol....not getting ahead of myself at all.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right plan for the day.
    Develop a SOW for the Life Care module. Dull dull dull! DAMN OCR.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    But once you've done it - its done!

    Or are there more dull things to do?
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OOOOOh there is a mountain of dull things to do. I'm about half way through the SOW now. I am thinking I'll mark as much of the coursework as I can cope with later too! YAWN!

    Tomorrow I'm getting my hair cut, then going to a coffee shop to sit and read some papers for my MA. My OH and FIL are ripping out the shower tomorrow then gonna fit the new one. Soooooo I'm staying out of the way if I can.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    twinklie wrote: »
    OOOOOh there is a mountain of dull things to do.

    churchsign.jpg



    LOL:rotfl:
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ok, so today I've been and got my hair chopped. So I feel better for that. I've also done lots of reading for my MA, which was DULL DULL DULL!

    Came home expecting no shower only to find my OH and FIL sat down drinking tea having not started ripping it out yet. This was at 3.30pm!!! They knocked off for the evening at 5.30!!! I'm soooooooo unimpressed. It's not funny. Tomorrow better go in a more productive way!!

    So we still have a shower cubicle in the bathroom. They knocked a few tiles off mind. Grrr... Ha ha ha.

    Anyway, tomorrow I plan to avoid the pair of them so I don't kill them. And then I'll plan my obs lesson for next week I reckon. Then I don't have to worry. As it is now, I'm waiting for my OH to turn up (he's gone AWOL) so that we can get some grub!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • evab_2
    evab_2 Posts: 2,336 Forumite
    How did your SOW go? I don't mind doing that bit it's the lesson plans that I find tedious!
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