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DMP Mutual Support Thread (Part Three)
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hi rayday
another new home ive moved 3 times in a year now lol
glad i didnt do i for real
how are u all
im still plodding along on my dmp and just pop in now and then hi to all new members:T:grouphug: Member #5 of the DMP Mutual Support Club :grouphug:0 -
hi rayday
another new home ive moved 3 times in a year now lol
glad i didnt do i for real
how are u all
im still plodding along on my dmp and just pop in now and then hi to all new members:T
Its cheaper than moving house too! Nice thought though every time you out grew your current house you could just get another at the touch of a button!
Nice to see you0 -
i have just photocopied my letters to send to my creditors and was just wandering how much i should send as a token payment to each one. also, should i send the letter and token payment for my overdrafts?
cheers0 -
lady from DMP told me anything from £2 ... but i cant even afford 6 (number of creditors) x £2 plus recorded del plus postal order charges, so im sending £1Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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why do you need to send it recorded delivery?0
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incase your creditors say they have not recieved the photocopy of your dmp plan.Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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how much does recorded delivery cost?0
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for a small letter so say your dmp plan folded in half - so that size i think its £1.04 maybe a few pence more.Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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mummy2jake wrote: »i have just photocopied my letters to send to my creditors and was just wandering how much i should send as a token payment to each one. also, should i send the letter and token payment for my overdrafts?cheers
£1 for each creditor will be OK as a token payment.
Ask at the post office the difference between a postal order and recorded delivery, send by which ever is the cheapest.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
thanks for the info. what about my overdraft accounts? i've never made any regular payments towards them, and should i send them the letter saying i'm doing a dmp?0
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