DMP Mutual Support Thread (Part Three)

rayday2

If thats a parallel universe yours sounds good lol!

WhoopieDoodle

Hey, my world is pretty good! Sadly, the real one keeps butting in and spoiling it.

Hey ho! I wonder what will be in store tomorrow.

We had a good day today actually, only three telephone calls and one snotty letter.

WhoopieDoodle

I've just noticed your medals. Very impressive. What are they for?

rayday2

I have no idea think its post count I prefer your stars I think they are a little silly!

At least whatever they write or ring you about now you know they don't know what they talk about!

cloudnine_2

If it were up to me Rayday, I'd have a porsche parked at the front of your house. I guess medals will have to do meanwhile !!!

rayday2

You not planning on coming to visit are you cloudnine

We have a hearse most the time - well thats what it looks like lol

Madrocks

Hello im going to be sending my notifaction of debt plan letter from cccs to creditors this weekend, im struggling to what to put in the 'reasons' for not being able to meet my min payment, any suggestions would be appreciated?

newlywed

Madrocks wrote: »

Hello im going to be sending my notifaction of debt plan letter from cccs to creditors this weekend, im struggling to what to put in the 'reasons' for not being able to meet my min payment, any suggestions would be appreciated?

Hi, I put "over-reached on credit" - not one person queried it. Hope that helps

Marru

Hi,

About the stars I wasted 10 minutes yesterday to try to find a logic behind the stars and it didn't make any sense to me at all so gave up.

M&S Money called me yesterday. I explained that they should have received my letters and they said that yes they have. Then I said that as they have the opportunity to record our calls something I don't have I would be grateful if they could write to me. And then this lady mentioned that she is calling to warn me about what the letter that might be on its way is saying that they can't accept my offer of token payments as it is less than 1% of my liability to them. Now this got me a bit worried as even when I can start making more reasonable payments I still wouldn't be able to pay 1%. That would mean paying about £370 per month when something between £100 and £150 is more likely the realistic value.

So my question is that how big percentage of the loan are your monthly payments to cccs/pp? Or was this woman merely trying to scare me?

Thank you ever so much.

Marru

ANY_CHANCE

Madrocks wrote: »

Hello im going to be sending my notifaction of debt plan letter from cccs to creditors this weekend, im struggling to what to put in the 'reasons' for not being able to meet my min payment, any suggestions would be appreciated?

We put overcommitted on credit