DMP Mutual Support Thread (Part Three)

rayday2

I pay about £70 on £16k ish

Jvic28

rayday2 wrote: »

I pay about £70 on £16k ish

Thats good to hear. Hopefully I can get my bus fare included then. At the moment it comes out of what they've allowed me for groceries which is no good.

x

rayday2

I think rising fuel costs are affecting everyone they should understand!

andytwonames

Jvic28 wrote: »

Thats good to hear. Hopefully I can get my bus fare included then. At the moment it comes out of what they've allowed me for groceries which is no good.

x

No good at all. You can't eat a bus.

Neither can you get to work on a cabbage.

mary_mungo_+_midge

Hi!
can i join and have a number please? I had LBM back in Feb, owing approx £70,000. I'm doing a self administered DMP and all 9 of my main creditors have agreed to reduced payments and frozen interest. Have a couple of other small debts which I'm trying to pay back as lump sums when I get extra work, as I'm self employed so my income fluctuates wildly from month to month. Have used my minimum earnings on my statement of affairs so am trying to have some spare money every month to make over payments etc. Thanks to everyone who posts on this board as it really helps to know I'm not alone. No one in RL knows the true extent of my debts so this really is a life saver! x

louietudor

mary_mungo_+_midge wrote: »

Hi!
can i join and have a number please? I had LBM back in Feb, owing approx £70,000. I'm doing a self administered DMP and all 9 of my main creditors have agreed to reduced payments and frozen interest. Have a couple of other small debts which I'm trying to pay back as lump sums when I get extra work, as I'm self employed so my income fluctuates wildly from month to month. Have used my minimum earnings on my statement of affairs so am trying to have some spare money every month to make over payments etc. Thanks to everyone who posts on this board as it really helps to know I'm not alone. No one in RL knows the true extent of my debts so this really is a life saver! x

well done for doing it on your own - im sel employed with similar debts and am just starting with cccs - did you find it easy to diy

sam89

Hello Mary, Mungo and Midge,

Just wanted to say "hi" :hello: and good luck. Your user name brings back happy memories, I used to have Mary, Mungo and Midge fuzzy felts :rotfl: . I think there are quite a lot of us who keep our debts quiet in RL, you're certainly not alone .

Sam,
x.

rayday2

mary_mungo_+_midge wrote: »

Hi!
can i join and have a number please? I had LBM back in Feb, owing approx £70,000. I'm doing a self administered DMP and all 9 of my main creditors have agreed to reduced payments and frozen interest. Have a couple of other small debts which I'm trying to pay back as lump sums when I get extra work, as I'm self employed so my income fluctuates wildly from month to month. Have used my minimum earnings on my statement of affairs so am trying to have some spare money every month to make over payments etc. Thanks to everyone who posts on this board as it really helps to know I'm not alone. No one in RL knows the true extent of my debts so this really is a life saver! x

Added number 205! Welcome :T

I am a self administered one and also don't tell people in RL to be honest since entering a DMP my lifestyle and balance has improved so they assume that finance wise everything is OK - think they just think that I am tight!

Marru

Hi,

I am self employed and doing my own DMP. I have made a cash flow forecast till the end of the year and made my offers according to the worst case cenario. If I earn more that gets put into savings account to help (hopefully) increase payments on review time. This way I can be sure I will always have the money at hand to pay my monthly payments.

Marru

SortingIt_2

Afternoon,

Not posted in AGES but read regularly. Hope everyone is well.

In response to Jvic28 - I pay £787 per month on now about £55K. It's interesting to see what others are paying.

Take care.