LloydsTSB Fixed rate Isa 6.5%

obsessed_saver

Actually, that is a good point. When all else fails, write a full descriptive letter directly to the CEO and list down every point of contact and who you had contact with. Usually, you'll get some result.

I had a problem with NCP car park and I tried to resolve it through their customer service, but got no where for 6 months. I then wrote directly to the CEO who forwarded my complaint to their Director of Customer Services or something and they immediately took action.

It was a letter though, not just an email.

bristolleedsfan

obsessed_saver wrote: »

It was a letter though, not just an email.

Letters emailed are just as effective as letters posted from experience, Financial organisations have to answer complaints by post though.

carpy

roddydogs wrote: »

Carpy-did you contact Abbey to see if you could transfer to Issue 2 (6.25%)?

no i didn't although i did wonder whether i could have after i had phoned LloydsTSB.......has anyone else done a 'transfer' of the Abbey Direct from an issue 1 to an issue 2?

d712

Hello

Do you only get 6.5% on the balance that exceeds £9K i.e. if you have £9500 you get a lower rate on the first £9K and the 6.5% on the other £500?

sheslookinhot

You get 6.5% on the full amount, as long as its 9k or over :j

Algiboy

I am an existing LTSB customer, just opened one today, It was a breeze and took about 10 minutes, the guy on the phone was extremely helpful and a really painless experience.

roddydogs

Algiboy wrote: »

I am an existing LTSB customer, just opened one today, It was a breeze and took about 10 minutes, the guy on the phone was extremely helpful and a really painless experience.

Yes, but all youve done is the easy part, its what happens after that that is the problem!!

Melodyx

It's hard to follow this thread with all the bickering going on (!) But I've grasped the general idea that the LTSB ISA is not a good idea and need to apply for one this week - I saw an advert for the Alliance & Leicester ISA for 10% - I almost don't dare ask what people think about that ?!

derrick

Melodyx wrote: »

It's hard to follow this thread with all the bickering going on (!) But I've grasped the general idea that the LTSB ISA is not a good idea and need to apply for one this week - I saw an advert for the Alliance & Leicester ISA for 10% - I almost don't dare ask what people think about that ?!

IIRC it is related to stocks and shares, not a good idea.

boobbby

Melodyx wrote: »

It's hard to follow this thread with all the bickering going on (!) But I've grasped the general idea that the LTSB ISA is not a good idea and need to apply for one this week - I saw an advert for the Alliance & Leicester ISA for 10% - I almost don't dare ask what people think about that ?!

On the 26th Febuary I requested a transfer of my ISA from the Halifax to LTSB. One week later the wife transfered from Intelligent Finance to Alliance and Leicester. Both have said they have transfered the money to LTSB and the Alliance but still neither show up in the repective accounts. (By the way the 10% is only if you agree to hold ISA shares of the same value as the cash ISA)